Merchants who use credit cards through Alipay channels should pay bank fees. Some merchants can only use Yu'e Bao or debit cards. Merchants need to support Alipay credit card payment.

SPD Bank credit card limit:

The credit card limit for regular cards is 1,000-10,000, the credit card limit for gold cards is 10,000-50,000, and the limit for platinum cards is more than 50,000 yuan. The specific amount is applied by the credit card Data determines. Generally speaking, if the card applicant is applying for a credit card for the first time, he can usually only apply for a regular card, and the limit is usually around 5,000.

Extended information:

Factors affecting Shanghai Pudong Development Bank’s credit card limit:

1. Marital status: Married card applicants can get higher limits;

2. Technical titles and work status: Applicants with stable jobs and technical titles will have higher quotas;

3. Financial ability: Card applicants with strong financial abilities will of course get higher quotas. Quota;

4. Personal housing: Card applicants who have a house in their own name have higher quotas;

5. Credit record: Card applicants with good credit status can get higher quotas Limit;

6. Education level: The higher the education level, the higher the credit card limit.

Baidu Encyclopedia - Shanghai Pudong Development Bank Credit Card