Postal credit cards can withdraw cash, and the withdrawal amount can only reach 50% of the credit line at most, and even some banks only have 30%.

Bank credit card withdrawal fee:

Domestic banks: cash withdrawal amount 1%, minimum 1 yuan.

Other domestic banks: (65438+ 0% of cash withdrawal amount+2 yuan)/transaction, minimum 3 yuan.

Overseas (UnionPay network): (65438+ 0% of the withdrawal amount+12 yuan)/transaction.

Overseas (non-bank network): 3% of the cash withdrawal amount, with a minimum of USD 3 (or equivalent in other foreign currencies).

Bank credit card withdrawal interest:

There is no interest-free period for credit card withdrawal, and five ten thousandths of overdraft interest is charged every day from the date of withdrawal until it is paid off.

Bank credit card withdrawal method

1. Within China: RMB cash can be withdrawn from China Bank outlets, ATMs or other commercial banks with UnionPay logo.

2. Overseas: You can withdraw local legal tender for cash advances at any ATM with the logo of PLUS, CIRRUS or UnionPay in the world.