You can't fill in the academic qualifications in the credit card casually. Education is also an important consideration index in bank audit, which is related to the credit card approval quota.

Factors affecting credit card limit:

1. Marital status: Married customers will be more stable and more favored by banks than single customers.

2. Technical titles and working conditions: Technical titles are the testimony of customers' working ability. Employees in industries with high stability can get extra points.

3. Economic ability: People with detailed personal income certificates, stable income and long-term income growth prospects will get higher ratings.

4. Personal housing: owning personal housing can also show that individuals have a certain economic foundation and can get extra points.

5. Credit history: If the borrower has an account in the bank in the past and funds often come in and out, the bank will also consider adding points as appropriate.

6. Education level: Graduate students or above will be rated as higher.