2, Taobao platform credit card deduction standard:
If the seller opens the credit card service function, the seller pays the handling fee of 1%, and the buyer does not need it. At this time, the buyer's credit card and savings card are the same, and there will be no handling fee.
If the seller does not open the credit card service function, then the buyer needs to pay a handling fee of 1% to Taobao platform when shopping with credit card.
3. Taobao platform credit card shopping precautions:
When buyers use credit cards to shop on Taobao platform, they must see clearly whether the seller's store has opened the credit card service function.
Extended data:
The function of credit card is relatively powerful, which can not only be swiped online in physical stores, but also be paid online on various e-commerce platforms. There are many things to pay attention to when using credit card to pay online, especially these five knowledge must be understood clearly before payment. Let's have a look.
1. Credit card online payment must be opened by the cardholder.
Many card friends have to open online payment function in credit card official website after opening online banking. Some banks may require a password for online payment. In order to ensure the safety of funds, it is best to set online payment limit when opening online payment.
2. Important information of credit card online payment cannot be disclosed.
This includes the credit card number, the cardholder's name, the ID number, the validity period of the credit card, the three-digit CVV code on the back and the mobile phone verification code. Once any information is entered incorrectly, online payment will fail. If you leak this information, you will receive a short message informing that your credit card has been stolen.
3. Pay attention to network security when paying online by credit card.
Before using online payment, be sure to ensure the safety of the computer you use. It is best not to use online payment on computers in public places such as Internet cafes. Be sure to disinfect the computer before surfing the internet to avoid being stolen by criminals through trojans.
4, credit card online payment refund arrival time
After using credit card to pay online, you may encounter returns and refunds. Generally, after successful return, the credit card money will be returned in the original way, but not in real time. It usually takes 2~3 working days, and the limit will be restored in real time after the account is received. You need to pay attention to SMS notifications and reminders at any time.
5. Credit card online payment has points in these channels.
In the past, credit card online payment mostly didn't have credit card points, but now online payment also has points through WeChat, JD.COM, Alipay and China UnionPay Express.
Taobao-credit card payment
Xinhuanet-Alipay will also charge credit cards from next month.