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What does the credit card balance mean?
The credit card book balance refers to the outstanding amount in the credit card account. Generally speaking, the book balance of a credit card includes expenses such as credit card consumption, unpaid interest and fines. If these expenses are not paid off before the billing deadline, they will be included in the credit card book balance. Therefore, it is very important for consumers who hold credit cards to understand and master the changes in their credit card book balance.

The book balance of a credit card is different from the concepts of available amount and unbilled amount. Available line refers to the amount that can be consumed on the credit card, and the unpaid amount refers to the consumption amount that is not displayed in the banking system. Both of them, like credit card balances, need attention and management to ensure that their credit card accounts are in good condition.

When managing credit card accounts, we should always pay attention to the changes in book balance. This can be queried through mobile banking, online banking and other channels. Ensuring that the book balance of credit cards is cleared as much as possible, avoiding default and constantly optimizing personal consumption management are all effective ways to ensure that credit card accounts tend to be healthy. At the same time, it should be reminded that we should pay attention to the credit card bill and the bill deadline to avoid missing the time node and causing unnecessary expenses and fines.