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How about Guangfa Credit Card? I heard that you can use points to buy things in its "Discover Wonderful" APP?
Guangfa credit card is very good, and the points saved by consumption can often be used to buy things at low prices. What wonderful things have been found in the Guangfa Card recently? You can exchange points for gifts. Basically, you can exchange points and some money for some daily necessities, video members and shopping cards. There are many choices. I can exchange 2400 points +40 yuan for 50 yuan Cat's Eye movie tickets, and my colleague can exchange 8400 points+15 yuan for snacks of three squirrels, which are quite cost-effective.