The installment amount of "car installment" is determined by my credit status and credit card usage.

Now you can click on the online query:/fincreditweb/apply/applydetail.aspx.

For car installment payment, at least 30% of the car payment should be paid as the down payment.

Then choose the loan term, 1-3 years, with a maximum of 3 years.

2. How to calculate the interest rate and handling fee for credit card installment purchase of Chongqing Bank?

Hello, the rate of each credit card is different. In order to obtain more accurate information, every bank has many kinds of credit card issuing banks.

What should I do if I buy a car by installment with my credit card? What is the process?

At present, many banks have purchased cars by credit card installment, which is lower than that of 4S stores. I suggest that friends who want to buy a car, if they have a credit card, may wish to choose this method. Today, let's briefly introduce how to buy a car by credit card.

Warm reminder: the models purchased by credit card in installments do not include used cars and commercial vehicles. First, the process of buying a car by credit card: 1. It must be a special dealer designated by the bank. Before buying a car, consumers should inquire in the bank official website, choose the car dealer and model, call the dealer or go directly to the dealer to fill in the application as required. 2, online booking, it is best to call in advance to communicate with the staff of China Merchants Bank, but also to check whether there are loan qualifications and quotas; 3. Wait for the assistance of the bank staff and prepare relevant materials (ID card, credit card, work certificate or property certificate, etc.). ); 4. Submit relevant information to the bank for review; 5. After the approval, you can pay the insurance down payment, and you can wait for the loan to pick up the car. Second, the basic conditions for buying a car by installment with a credit card. The conditions that need to be met when using a credit card to buy a car are very simple. Because consumers hold a credit card, they have passed the first audit of the bank. Therefore, as long as the credit card is used normally and there is no bad credit record (overdue, frozen or suspected of cashing out), it is still relatively easy to handle. 1. Chinese mainland people; 2. A natural person with full capacity for civil conduct; 3. The age is between 18-60 years old;

4. How to handle the installment of Chongqing Bank's credit card car?

1, first go to the 4S shop to determine the car you want to buy, and the price is set.

2. Then determine the down payment ratio according to your actual situation, which can be 30%, 40% or 50%. This percentage is the price of the bus fare multiplied by this number, and the rest is the bank loan.

3. Provide personal ID card, marriage certificate and real estate license (if not, a valid and formal rental contract is also acceptable), provide a detailed list of banks in the past six months, and have proof of income. It will be better if you find an individual or unit to guarantee, so that you can get the loan in about three working days. After the loan, you can pay the purchase tax with the car purchase invoice, and then settle in the vehicle management office.