(1) Peony cards are divided into peony credit cards and debit cards according to whether they have consumer credit function, and peony credit cards are divided into peony credit cards and peony quasi-credit cards according to whether they enjoy interest-free repayment period;
(2) Debit cards are divided into Peony Link Card (Peony Link Card is divided into Peony Link Card/Financial Account according to customer orientation, hereinafter referred to as "Link Card"), Peony International Debit Card, Peony Special Card, Peony Smart Card and Peony Commemorative Card.
(3) Divided into Peony UnionPay card, Peony Visa card, Peony MasterCard, Peony American Express card, Peony JCB card and other brand cards by brand.
(4) It is divided into corporate (business) cards and personal cards according to the issuing objects, in which personal cards are divided into main cards and subsidiary cards attached to the main cards (subsidiary cards). According to the repayment responsibility, it can also be divided into corporate responsibility business card, corporate responsibility personal card and personal responsibility personal card.
(5) According to the credit rating, it is divided into platinum card, gold card and ordinary card.
(6) According to the account currency, it is divided into RMB card, dual-currency card and multi-currency card.
(7) Divided into joint (identification) cards and non-joint (identification) cards according to whether they are joint (identification).
(8) According to the information carrier, it is divided into magnetic stripe card, chip card and magnetic stripe chip composite card.
(9) According to whether the cards have colors, they are divided into colored cards and non-colored cards.
(10) According to the card specifications, it is divided into standard cards and special cards.
Industrial and Commercial Bank of China-Card World