You know, the use of credit cards has become very common and extensive. We can not only use it to overdraw consumption, but also use its interest-free period to utilize funds. So, what conditions must be met to apply for a credit card?

1. age: the age is required to be above 18, and many banks have an upper age limit, which is generally 60 or 65.

2. Solvency: This requires us to have stable income and assets, and we need to provide proof of work, income, real estate, self-owned vehicles and bank assets. Every bank has different standards. In short, the better our assets, the faster the approval card will be and the higher the quota will be.

3. Willingness to repay: After we submit the application, the bank will also check our personal credit report. If I have a bad credit record, it will affect my credit card application.