When you receive a credit card issued by Ping An Bank, like other bank credit cards, you need to activate it before you can use it.
1. Online activation: log in to Ping An Bank's credit card website, enter the ID number as prompted after logging in, set the credit card inquiry password, and complete the activation.
2. Phone activation. You can call Ping An Bank's 24-hour customer service hotline: 955 1 1-2 (Platinum VIP line 4008895 1 1) and self-service voice service to activate your credit card.
3. SMS activation: edit "the last four digits of JH card ID number" or "the last four digits of 8608 card ID number", such as "JH12345678014", and send it to Telecom C network: 955 165438.
How to use a credit card? How to use Ping An Credit Card?
Want to ask how to use credit cards correctly? Then talk about the card use strategy of Ping An Credit Card.
Safe and biased card use habits
Here, I recommend Ping An Bank's preferred credit card consumption habits:
1. Make sure Ping An Credit Card spends about 15 times a month.
2. Of the purchases of15, three were made by high-end merchants and three were made by Ping An Online Mall.
3. Overpayment will be made after the bill is issued, such as credit card limit 10000 and repayment amount 15000.
4. After spending more than 15, about 90% of the credit card limit is spent.
According to the above process, temporary and fixed quotas can be withdrawn after two bookkeeping days. A good user can make a line with only one billing date.
It is worth noting that Ping An Bank doesn't like to withdraw cash either. Then Ping An Bank doesn't like to pay only the minimum amount.
Ping An's unique premium
Thinking that peace is the insurance of his family. It can be said that the relationship between Ping An Insurance and credit card is "broken".
Therefore, Ping An's classic curve withdrawal operation is to use Ping An's insurance business.
The first step is to download Ping An Gold Manager, go to Ping An Mall to buy insurance, and buy 20%-30% of your quota. Remember to swipe your card first when you apply.
Step 2: Don't pay after placing an order. The insurance salesman called, and you said that the turnover was a little tight these days, and it would take several days (never ask for an increase). Under normal circumstances, you will receive a text message in less than a week. You won't succeed if you don't come.
Or, empty your card or leave dozens of dollars, and then call for advice and buy insurance. Insurance premiums are generally deducted from credit cards. If there is no money in the card, the temporary limit will be automatically raised. If conditions are good, the quota can be increased. Return the insurance after successful withdrawal.
Conventional extraction method
Mobile App terminal cash withdrawal channel:
1. Download and log in to the "Ping An Bank Pocket Bank" app.
2. Click on "Credit Card"
3. Click "Quota Management"
4. Perform the recall operation
WeChat WeChat official account withdrawal channel:
1, WeChat pays attention to "Ping An Bank Credit Card"
2. Click the "Easy Service" menu to bind the card.
3. Click the "Simple Service" menu-"Quota and Withdrawal"
4. Perform the recall operation
Telephone withdrawal:
Ping An can also call customer service directly to ask for an increase in the amount (under normal card use). Customer service authority is 30%. If it is higher, directly ask the customer service to help you transfer to the authorized post (customer service manager), and its authority is 100%-200%.
Why not apply for a credit card to investigate family income, real estate license, land certificate mortgage, working salary mortgage, guarantor mortgage, ID card, household registration, hometown, local situation, parents' signed consent, loan, and disapproval. Only by making a good credit card loan can we control the loan amount. Doing credit cards through consumer loans is backward in technology, leading to cheating and bad young people, part-time workers and students. Credit cards, WeChat and online loans should be banned nationwide.
How to use a credit card? Let's take Ping An Good Car Owner Card as an example. Before use, you should first understand the basic contents of the card and the rights attached to the card surface, and try to enjoy all your rights without violating the rules. For example, users of Ping An's good car owner's card can refuel at more than 20,000 gas stations nationwide and enjoy a 28% discount. This right is affordable.
Ping An Bank Credit Card Usage Rules
Precautions for credit card consumption: 1. Credit cards are for your own use only and are not allowed to be lent to others; 2. Please take good care of your personal information, and don't tell others the expiration date, password and other information; 3. When spending with a credit card, don't leave your sight with your credit card; 4. When entering the password, please pay attention to shielding. Don't set the password too simply. You can't use your birthday, phone number or ID number as your password. 5. Sign the back of the new card as soon as you get it; 6. There are some credit card information on the purchase order, so don't throw it away at will; 7. Please carefully identify websites to prevent you from visiting fake shopping websites and fake online payment pages; 8. Please read the consumption notification message sent by our bank carefully; Please update your contact information in time. If you need to consult Ping An Bank's credit card business, you can click on the link below to select "My"-exclusive customer service or follow Ping An Credit Card WeChat official account (paxyk955 1 1) for consultation.
How to activate Ping An Credit Card?
Ping An Bank's credit card can be activated through Bank official website, or by calling customer service hotline, SMS or WeChat.
Ping An Bank's credit card activation method is as follows:
I. Online activation
Log on to the credit card website of Ping An Bank. After logging in, enter the ID number according to the prompt, set the inquiry password of the credit card, and complete the activation.
Second, phone activation.
Call Ping An Bank's 24-hour customer service hotline: 955 1 1-2 (Platinum VIP line 40088955 1 1) to activate the credit card.
955 1 1-2 customer service phone activation process:
1. Call Ping An Bank Credit Card Customer Service Phone: 955 1 1, and press "2" to switch to self-service voice service;
2. Press "2" and select "Card Activation and Password Management" function;
3. Press "1" to select the "card activation" function;
4. Enter the ID number according to the voice prompt and confirm.
Third, SMS activation.
Edit "the last four digits of JH card ID number" or "the last four digits of 8608 card ID number", such as "JH12345678014", and send it to Telecom C Network: 9551/KLOC-0.
Fourth, WeChat activation.
Pay attention to the official WeChat account of Ping An Bank Credit Card, click [I want to inquire] in the official WeChat account, and then click [I want to open the card], and fill in the relevant information in the pop-up credit card activation interface to complete the activation.
How to use Ping An Bank credit card?
The function of credit card is overdraft consumption, so the most cost-effective usage is naturally credit card consumption. The premise is that mastering the correct method of swiping cards and swiping cards at the right time can bring many benefits.
Ping An Insurance Credit Card is a very good credit card. In addition to credit card consumption, its biggest feature is that it can provide cardholders with all-round insurance protection, and its 72-hour loss reporting guarantee makes many people feel more at ease in the process of using cards.
Shopping with Ping An Insurance Credit Card is the most cost-effective, which usually refers to grasping the best time to swipe your card. Ping An Credit Card can enjoy an interest-free period of 18~50 days, with a difference of 32 days between the longest and the shortest. Usually, the interest-free period of a credit card is affected by three factors, one is the date of swiping the card, the other is the date of billing, and the other is the date of final repayment.
If you swipe your card one day after the bill date, it is the most cost-effective, because you can enjoy the interest-free period of up to 50 days, while swiping your card on the bill day can only enjoy the interest-free period of 20 days. You should understand here. Mastering the best credit card time can get a longer interest-free period.
This is the end of the introduction on how to use Ping An Bank Credit Card and how to save money with Ping An Bank Credit Card. I wonder if you have found the information you need?