You can recover the handling fee, but different banks have different refund rules, such as:

1, Ping An, Xingye, Investment Promotion

1) Full refund: cancellation in stages, full refund of handling fee, which will be added to the user's bill;

2) Partial refund: When refunding, the bank cancels the original installment and re-initiates an installment transaction with the remaining amount, with the same number of installments; Recalculate the installment repayment amount: (total installment amount-refund amount-paid amount)/total installment number.

2. Everbright, Guangfa, Minsheng and Bank of China

1) Full refund: the installment will not be cancelled, and the full handling fee will be refunded. The full refund will be returned to the user by transfer, and the repayment amount and number of installments will remain unchanged;

2) Partial refund: the installment will not be cancelled, and the partial refund will be returned to the user by transfer, with the repayment amount and installment number unchanged.