Ping An Bank’s credit card will usually be included in the next bill if it is swiped on the day of the bill. Credit card consumption after the bill date of the current month will also be included in the next bill; purchases made by card before the bill date will be included in the current bill.

For example: The repayment date for a Ping An Bank credit card is the 18th day after the statement date. If the customer's Ping An Credit Card statement date is the 3rd of each month, the repayment date will be the 21st of each month.

Suppose the customer made a consumption on the 2nd of this month. This consumption is included in the current bill and needs to be repaid before the 21st of this month (inclusive); if the customer makes a purchase on the 3rd of this month If you make a purchase by swiping a card, the consumption will be included in the next bill. The bill will not be issued until the 3rd of the next month, and the customer will repay it before the 21st of the next month (inclusive).

It can be seen that it is more cost-effective to swipe the card on the day of the bill and a few days after, because customers can enjoy a long interest-free period, up to 50 days.

How many days back is the repayment date for Ping An Bank’s credit card statement?

The final repayment date for Ping An Bank’s credit cards has been adjusted to a fixed date for each settlement date as the final repayment date. The repayment dates for 3, 5, 7 and 10 are 18 days after the bill date; the repayment dates corresponding to the bill dates of 13, 15, 17, 20, 22 and 25 have been updated and correspond to 1, 3, 5 and 8 respectively. , 10th and 13th are the final repayment dates.

When the repayment date is fixed, you can avoid changes in the final repayment date due to different days in the month.