Repay in time according to bank regulations. \x0d\　The main legal consequences of not repaying credit card debt are: \x0d\　1. High overdue interest will be incurred. \x0d\　2. The bank will sue you in court, and you will incur economic losses such as litigation costs and attorney fees. \x0d\　3. Individuals will have bad credit records, which will have an impact on future bank cards and loans. \x0d\　4. If the amount owed exceeds 10,000 yuan, it constitutes a crime of credit card fraud and will be held criminally responsible. \x0d\ "Criminal Law" \x0d\ A fine of not more than 200,000 yuan; if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; if the amount is particularly huge or there are other particularly serious circumstances, The offender shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or have his property confiscated.