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You can apply for a credit card even if there are no Shanghai Pudong Development Bank branches in this city. You can use Baidu browser to search and enter the official website of Shanghai Pudong Development Bank (https://guan.wang/zhida/NDI0LDAsMA/) and click "I want to apply for a card" "Go to the card application page and click "Apply Card Now". You can also apply by following the WeChat official account of Shanghai Pudong Development Bank Credit Card and click Apply in the official account. Select the type of credit card you want to apply for, fill in your personal information, and click Submit after completion.

1. Shanghai Pudong Development Credit Card Application Conditions

1. Identity conditions: Have full capacity for civil conduct, be between 18 and 70 years old, have a legal and stable occupation and income, Natural persons with good credit status and the ability to repay principal and interest on time (including Chinese citizens with full capacity for civil conduct, foreigners with fixed occupations and residences in my country, and compatriots from Hong Kong, Macao and Taiwan) can apply for Dragon Card (dual currency) credit card.

2. Working conditions: Work in the local bank issuing bank, hold the current position for six months or more than one year plus the previous job (previous occupation); the annual income must meet the standards stipulated by the local branch ( For example, some branches require it to reach 20,000 yuan, and some branches require it to reach 15,000 yuan), which can be calculated based on the monthly salary for thirteen months. In addition, applicants with a certain social status or whose annual income reaches 5 times the per capita annual income in the area under the jurisdiction of the card issuing bank and who have excellent credit can be issued a gold card upon the applicant's application or with his or her consent.

2. How many days will it be okay if the Shanghai Pudong Development Bank credit card is overdue?

No problem if the Shanghai Pudong Development Bank credit card is overdue within 3 days. Pudong Development Bank credit card provides users with a three-day repayment grace period. If the user deposits the current balance into the repayment account before 19:00 on the third calendar day after the bill payment date, Pudong Development Bank will reschedule the deduction. Failure to repay after the repayment grace period will be recorded as overdue. Uploading overdue records to the credit reporting center will cause credit stains and affect future loans, credit cards, etc.

3. How to negotiate if the Shanghai Pudong Development Bank credit card is overdue and unable to repay?

If the customer is unable to repay the credit card debt of Shanghai Pudong Development Bank, when negotiating with Shanghai Pudong Development Bank, he must first explain his personal situation and provide corresponding information to support it, such as unemployment certificate and termination of labor. The contract certificate, etc., shows that he did not intentionally fail to repay the loan after the due date, but that he indeed does not have the ability to repay the loan.

At the same time, you must express your sincere intention to repay the loan, and then apply for extending the repayment period and repaying the debt in installments. You can also try to apply for a suspension of interest rates. Shanghai Pudong Development Bank will consider it at its discretion. If it finally agrees, the customer will then discuss with the bank how much time to extend, how many installments to repay, and how much to repay each month. After discussing a new repayment plan, the customer will then repay according to the new payment plan. Just make the repayment on time according to the loan plan. If you apply for an interest suspension and hang up your account, no new penalty interest will be incurred on the subsequent arrears. Of course, the penalty interest incurred in the past still needs to be repaid. Of course, in order to pay off the debt as soon as possible, customers can actually try to borrow money from family and friends around them to pay off the credit card.