What is the difference between Pufa Credit Card Xiaopu Hongdai and Qingchun Loan?

People’s demand for cash is increasing, and major banks have also launched various loan businesses, such as Shanghai Pudong Development Bank Credit Card Center Xiaopu Hongdai and Qingchun Loan. Many people don’t know the difference between the two. Today, small Happy New Year and I’m here to help you with the answers.

Xiaopu Hongdai and Qingchun Dai are both loan businesses of Pudong Development Credit Card Center. The main thing they have in common is that they provide loan lines to customers with cash needs.

So, what is the difference between Pudong Credit Card Xiaopu Hongdai and Qingchun Loan? Let me list the following points for you:

1. Application conditions

1) Xiaopu Hongdai has relatively loose conditions for applicants. Regardless of whether you have a Pudong Development Bank credit card or not, new and old users You can apply for it, as long as you are over 18 years old and have good credit.

2) Youth loan applications are only open to young people aged 20 to 35 years old, and their academic qualifications must be college or above.

2. Application quota

1) Xiaopu Hong Loan is divided into borrowing and repaying at any time and repaying on schedule. The maximum amount that can be applied for is 5,000 yuan and 10,000 yuan.

2) The maximum approval limit for Youth Loan online is 50,000 yuan.

3. Handling fee

1) Xiaopu Hongdai handling fee charging standard:

Borrow and repay at any time, and interest will be charged at 50,000 per day; On-time repayment in 3 installments, the handling rate is 6 installments, the handling rate is 12 installments, the handling rate is Qingchun Loan handling fee charging standards:

Instalment payment: 3 installments, handling rate Period, the handling rate is for a period, the handling rate is for a period, the handling rate is for a period, the handling rate is for a period, the handling rate is a one-time payment: 3 periods, the handling rate is for a period, the handling rate is for a period, the handling rate is for a period, the handling fee The rate is for a period of time, the handling rate is for a period of time, and the handling rate is for a period of time. Is Xiaopu Hongdai easy to pass? Is it easy to get a loan from Xiaopu Hong Loan?

The above is the difference between Xiaopu Hong Loan and Qingchun Loan of Shanghai Pudong Development Bank Credit Card. What needs to be reminded is that whether you apply for Xiaopu Red Loan or Qingchun Loan, it is best to apply for one in advance. Zhang Pu issued credit and debit cards.

What is Pufa Xiaopuhong Loan? How about Pufa Xiaopuhong Loan?

Cash installment, universal loan and youth loan are all well-known loan products of Pudong Development Bank. New platform, Xiaopu Hongdai. So what is Xiaopu Hongdai? How about Xiaopu Hongdai? Let me take you to understand it together.

Xiao Pu Hong Loan is a combination of cash installment, universal loan and youth loan. It is mainly aimed at users who have opened a Shanghai Pudong Development Bank credit card and supports cash loans and installment repayments. At the same time, Xiaopu Hongdai also provides loans to users without cards, similar to the model of Qingchun Dai.

Specifically:

Card holders: When applying for Xiaopu Hongdai, you can apply for cash installment business and universal loan business. If you choose the cash installment business, you need to borrow money in accordance with the terms and conditions of the cash installment business. The repayment methods include 6-36 installments, with equal principal and interest repayment in installments. If you choose Universal Loan, you will make a loan according to the service terms of Universal Loan. The repayment method is that you can pay it back at any time, with interest calculated on a daily basis, and the loan period is within 99 days.

Users without a card: Applying for Xiaopu Hong Loan can apply for a Dream Card and a sum of "universal money". That is, users without a card can apply for Xiaopu Hong Loan similar to applying for Youth Loan. Applicants need to go to Pudong Development Bank You can only get a loan by activating your credit card at a bank branch.

So friends who have applied for Pudong Pudong Cash Installment, Universal Loans and Youth Loans can use Pudong Pudong Xiaopu Red Loan with confidence.

How long does it take to receive the Pufa Credit Card Xiaopu Hong Loan? How to ensure that the account can be received in real time?

Xiaopu Hongdai is a comprehensive loan business of Shanghai Pudong Development Credit Card Center. Users can choose to borrow at any time or repay on schedule according to their repayment ability. The borrowing method is flexible, so isn’t it also easy to make a loan? For customers who are in urgent need of money, they may be more concerned about how long it will take for Pudong Credit Card Xiaopu Hongdai to arrive in their account, and listen to the detailed answer.

According to the official website of Pufa Credit Card, Xiaopu Hongdai has the following advantages:

1. Live: cash withdrawal, which can be flexibly used for personal consumption;

2. Fast: Get approved in seconds, and can get paid in seconds;

3. Simple: The process is simple, no need to provide complicated information;

4. Full: Flexible repayment, new and old users All can be done.

In addition, you can apply for Xiaopu Hongdai without any guarantee, and the loan will be issued as quickly as possible.

It can be seen that the Pudong Development Credit Card Xiaopu Hongdai is credited relatively quickly, but not everyone can receive it in real time. In order to prevent risks, banks will review applicants with different credit conditions. process.

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2. Have a Shanghai Pudong Development Bank debit card, and the applied Xiaopu Hong Loan limit will be directly transferred to the card.

If the Xiaopu Hong Loan applied for needs to be transferred to a debit card from another bank, the account will be credited on T1 if successfully applied before 21:00 on the same day, and the account will be credited on T2 if successfully applied after 21:00 on the same day.

Does the Shanghai Pudong Development Credit Card Xiaopu Hongdai occupy the limit? Use it with confidence after making the payment

Can I apply for Pufa Xiaopu Hongdai without a credit card? How to apply?

The Pufa Credit Card Center has launched a cash withdrawal installment business called Xiaopu Hongdai. No guarantee or submission of application materials is required. Online applications can be reviewed quickly. The maximum repayment period is 3 years. It is very suitable for continuing cardholders. Apply. However, since it is a business of the Pudong Development Bank Credit Card Center, some friends will inevitably ask, can I apply for a Xiaopu Hong Loan without a Pudong Development Bank credit card? So, can I apply for Xiaopu Hongdai without a credit card? How to apply? Let’s find out together below.

Can I apply for Xiaopu Hongdai without a credit card?

What I want to say here is that Xiaopu Hongdai does not just refer to one product. According to the introduction of Shanghai Pudong Development Credit Card Center, it is a comprehensive product that integrates many cash installment businesses, including All cash installment products of Pudong Development Credit Card Center, such as Universal Cash, Universal Loans, online loans, etc.

Although it is a product of Pudong Development Credit Card Center, its application targets are not limited to Pudong Development Credit Card holders, which means you can also apply without a Pudong Development Credit Card. But it’s just that the products you apply for are different. For example, if a Pudong Development Credit Card holder applies for a Xiaopu Hong Loan, he or she will be granted a universal loan or a universal loan, but if someone who is not a Shanghai Pudong Development Credit Card applicant applies, he or she will be given a universal loan with a universal loan. Youth card.

How to apply for Xiaopu Red Loan without a credit card?

For non-SPD credit card holders, when applying for Xiaopu Hongdai as a new account, it is recommended to follow the "Shanghai Pudong Development Bank Credit Card" official account, enter "Xiaopu Hongdai" in the dialog box, and fill in the application information on the application page. After that, click Start Application, then select any card type to fill out the credit card application, select the loan period, choose one-time payment or installment payment, and then submit for review.

It should be noted that Xiaopu Red Loan is not available upon application. The bank will conduct a comprehensive evaluation based on the applicant's credit status, etc., and may even only issue you a Shanghai Pudong Development Credit Card. , but there is no universal gold or universal loan. If you have good credit, you may be able to get a youth card with universal gold, etc.

The above is the relevant introduction of "Can I apply for Pufa Xiaopu Red Loan without a credit card? How to apply?" In short, the application targets for Xiaopu Red Loan are not limited to Pufa Credit Card holders, that is to say, there are no You can also apply for a credit card, but the cash installment products you apply for may be different.

Please tell me about the application conditions for Xiaopu Hong Loan

Xiaopu Hong Loan is a cash installment business provided by Shanghai Pudong Development Bank to credit card holders. Application must meet the following conditions:

1. The applicant is over 18 years old;

2. Has a stable job and income, and the ability to repay;

3. Good personal credit, no bad credit record ;

4. If you have a Shanghai Pudong Development Bank credit card and are using it normally, you can apply for one if you don’t have one.