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How to check the credit limit of Guangfa Credit Card

The Guangfa Bank credit card has been approved, how can I check the limit?

For Guangfa Bank credit cards, you can check the limit on the Guangfa Bank mobile APP.

The specific steps are as follows:

1. Search for Guangfa Bank in the mobile application supermarket, and the mobile banking of Guangfa Bank will pop up below.

2. After downloading and installing, open the APP and click Account Query

3. The login interface will pop up, enter your information to log in.

4. After logging in, you will automatically jump to the homepage. At this time, select the credit card at the bottom of the screen

5. After entering the credit card page, find the limit management and click to enter.

6. After entering, you can see your credit card limit.

Most people will choose WeChat to check the credit limit of Guangfa Credit Card

The credit limit is directly related to the cardholder’s ability to overdraft consumption, especially when purchasing bulk commodities, check the credit card’s credit limit in real time The available credit limit can avoid the embarrassment of irregular overdraft consumption caused by insufficient credit card limit; of course, knowing the credit card limit in real time can also help the cardholder designate a reasonable consumption plan and avoid repayment problems. Today I will introduce to card friends in detail how to check the credit limit of Guangfa Credit Card.

1. "Discover Wonderful" APP Query

Download the "Discover Wonderful" APP, log in and click "My--Common Tools--Quota Management" to query you The credit card limit held by Guangfa.

2. WeChat public account query

Follow the official WeChat account of China Guangfa Bank Credit Card and click "My Card--My Limit" at the bottom of the WeChat dialog box to receive the current credit card information. Quota information.

3. Online banking inquiry

Log in to China Guangfa Bank’s online banking and click “Credit Card” – “Limit Management” – “Limit Inquiry”.

4. Customer service telephone inquiry

Use your mobile phone to directly call the Guangfa Credit Card customer service hotline: 95508. After passing identity verification, you can check the credit card limit.

5. SMS query

The above is the method for querying GF credit card limit. Cardholders can choose different query methods according to their own habits. It is worth reminding that the credit card limit should be moderate when overdraft consumption and cash withdrawal. The most rational behavior is to combine your actual needs and repayment ability.

How to check the limit of Guangfa Credit Card

1. This method is to check the limit of Guangfa Credit Card through the mobile Guangfa Bank APP software. First, open the mobile Guangfa Bank APP software, and then log in to your personal account. Guangfa Bank account number.

2. Then go to the homepage of China Guangfa Bank and click the account inquiry button.

3. At this time, you will enter the account inquiry page, and then click on GF Credit Card on this page.

4. At this time, you will enter the page shown in the picture below. After that, we can know the usage limit of the Guangfa Bank credit card through the current debt balance and available consumption limit.

Method 2:

1. This method is to check the usage limit of GF Credit Card by following the official account of GF Credit Card. First, follow GF Credit Card through WeChat on your mobile phone, and then click to enter. This official account page.

2. After entering the official account page of Guangfa Credit Card, click the My Card → Check Limit button.

3. At this time, the official account will receive a push. In this push, we can know the consumption limit of the credit card.

1. Guangfa Bank was established in September 1988 with a registered capital of 11.408 billion yuan and its headquarters is at No. 713 Dongfeng East Road, Yuexiu District, Guangzhou City, Guangdong Province, China. With the approval of the State Council and the People's Bank of China, Guangdong Development Bank was established on the bank of the beautiful Pearl River as a pilot bank for China's financial system reform. It is one of the earliest joint-stock commercial banks established in China.

2. On April 8, 2011, with the approval of regulatory agencies and relevant government departments, the original registered name "Guangdong Development Bank Co., Ltd." was changed to "Guangfa Bank Co., Ltd.", referred to as "Guangfa Bank" Bank"; the English name was changed to "China Guangfa Bank" ("China Guangfa Bank").

As of the end of June 2020, China Guangfa Bank’s total assets were 2.81 trillion yuan, an increase of 6.84% from the beginning of 2020; total liabilities were 2.59 trillion yuan, an increase of 7.02% from the beginning of 2020. In the first half of 2020, China Guangfa Bank Achieved operating income of 40.907 billion yuan and net profit of 6.486 billion yuan.

On March 9, 2020, the "2019 China's Top 100 Banks List" was released, with China Guangfa Bank ranking 16th.

Operating environment: (iphoneiOS12.5.5) (Guangfa Bank app 7.0.6)

How to check the Guangfa credit card limit?

If you have not yet applied for a credit card from our bank, please refer to the credit card issuance limit when applying for the first time:

Ordinary card: up to 10,000 yuan

Gold card: up to 50,000 yuan yuan

Platinum and diamond cards: a fixed limit of 50,000 yuan, a temporary limit that is automatically adjusted for you every month

Unlimited credit card: subject to review results

Warmth Tip: The approved quota is mainly assessed based on factors such as job stability, income, and financial proof provided by the application, and is ultimately subject to the review results.

If you need to check the credit card limit in the card creation:

After the credit card is approved, a text message notification will be sent. It will take 1-2 weeks to send. You can call the credit card customer service hotline to select 3#-1-3 Enter the manual query of the issued credit card limit.

If you need to check the credit card limit currently in use:

1. Reply "#ED" to the credit card interactive text message to check the available limit, and send it to 106-579-5555 (mobile) or 9-5555 (China Unicom, China Telecom).

Warm reminder: ① Letters are not case-sensitive; ② The communication provider charges 0.1 yuan per text message, and China Merchants Bank does not charge any fee.

2. After logging in to mobile banking, select "My → All → Credit Card (Section) → My Account → Account Inquiry" to enter the page. You can see information such as the credit limit, available limit, payment due date, bill amount for the current period, remaining repayment amount for the current period, minimum remaining repayment amount for the current period, etc.;

3. Log in to online banking ( (Public Edition or Professional Edition), click "Account Management→Account Inquiry" to see the credit limit, available limit, repayment due date, bill amount of the current period, remaining repayment amount of the current period, and remaining minimum repayment of the current period. Amount and other information;

4. After logging in to Mobile Life, select "My → Credit Line" to query credit card fixed limit, available limit and other information.