That's not true. Generally, it is 100000 yuan. According to consulting the customer service of rural credit cooperatives, rural credit cooperatives do not need to apply for a gold card, and the working capital in rural credit cooperatives is more than 65,438+10,000 yuan. If it exceeds 1 month, their system will automatically record it. If they exist in the rural credit cooperatives for more than three months, they will be automatically upgraded to platinum cards when they are in the system. In addition, you can also take my ID card and deposit 200,000 yuan at a time, then you can ask for a gold card.