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How is the enforcement of credit card overdue enforcement implemented?

How to enforce overdue credit card enforcement? Enforcement procedures: 1. Application; 2. Acceptance; 3. Application for review; 4. Issue enforcement notice to the person subject to enforcement; 5. Take compulsory measures.

Methods of enforcement: 1. Inquiry, freezing, and transferring the deposits of the person being applied for execution.

2. Withhold and withdraw the income of the person being applied for execution.

3. Seal, detain, auction, and sell off the property of the person subject to execution.

Article 222 of the "Civil Procedure Law" stipulates: "If the person subject to execution fails to perform the obligations specified in the legal document in accordance with the execution notice, the people's court has the right to withhold and withdraw the income of the person subject to execution that should perform the obligations. However, The necessary living expenses of the executioner and his dependent family members shall be retained. When the people's court withholds or withdraws income, it shall make a ruling and issue a notice of assistance in execution to the unit where the person subject to execution is located, banks, credit cooperatives and other units with savings business. It must be handled.”

Legal Basis

Article 222 of the Civil Procedure Law of the People’s Republic of China (2017 Revision) If no one declares the ex-rights judgment, The People's Court shall make a judgment declaring the instrument invalid based on the applicant's application. The judgment shall be announced and the payer shall be notified. From the date of announcement of the judgment, the applicant has the right to request payment from the payer.