Hello, Ping An Platinum Credit Card is divided into dual-currency card and single-currency card. If you have a dual-currency card, you can use it both at home and abroad. If it is a single-currency card, you can only spend it on POS machines with UnionPay logo at home and abroad. However, if you choose UnionPay line to swipe your card in consumption abroad, you can settle directly in RMB, and there will be no handling fee during the transaction. Moreover, when spending, you choose to swipe your card on the international line and settle it in US dollars. No currency conversion fee is charged for overseas USD transactions, and 0.5% of the transaction amount is charged for overseas non-USD transactions. When you are in consumption abroad, it is recommended that you confirm with the merchants whether there is a UnionPay card swipe line for your convenience.

I hope you are satisfied with the above answer. You can also download Ping An Tianxiatong bound credit card and experience different business districts.