2. Calculation method of interest:
-Usually, the bank will calculate the interest at the daily interest rate of the outstanding principal. See the credit card contract for the specific daily interest rate.
-Suppose there is an outstanding principal of RMB 65,438+0,300 on the credit card, and the daily interest calculation formula is: outstanding principal × daily interest rate.
3. Daily deduction and liquidated damages:
-The specific amount of daily penalty depends on the terms in the credit card contract, which may be different due to personal credit history, overdue days and other factors.
-Usually, banks will set a fixed overdue management fee or charge a certain percentage of overdue amount as penalty.
4. Summary:
Bank of China Great Wall Credit Card 1300 yuan deferred repayment interest is calculated according to the outstanding principal and daily interest rate. For the specific amount of daily deduction fee and liquidated damages, you need to check the terms in the credit card contract, including the terms of overdue management fee and liquidated damages.
5. Extended information:
In credit card contracts, banks usually stipulate the interest calculation method, daily deduction amount and liquidated damages for delayed repayment. If you don't know the specific terms, it is recommended to contact the issuing bank or consult the relevant credit card terms for details.
Note: The above answers are for reference only. Due to personal credit history, credit card contract terms and other factors, the actual situation may be different. For accurate information, please consult the issuing bank.