According to the financial regulations, the unit card can handle the settlement of commodity trading and labor supply, but it is not allowed to overdraw or withdraw cash.

The key point is: when dealing with commodity trading and settlement of labor supply funds, you must not overdraw or withdraw cash.

For a single overdraft of the same cardholder, the unit card shall not exceed RMB 50,000 (including equivalent foreign currency). Overdraft in this sentence refers to consumption overdraft (excluding commodity transaction settlement and labor supply funds).

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