ICBC Simple Platinum Card and Platinum Card are both credit card products launched by Industrial and Commercial Bank of China. Usually, Simple Platinum Card credit cards are often lower in level than standard Platinum Cards. There are certain differences in terms of benefits and fees. So what are the specific differences between ICBC Simple Platinum Card and Platinum Card? Let’s find out together.

1. Fees are different:

The annual fee of ICBC Simple Platinum Card is charged at half the annual fee of Platinum Card, which is usually 1,000 yuan for the main card; the annual fee of Platinum Card is generally 2,000 yuan/year, or points can be used to redeem the annual fee after reaching the standard by swiping the card.

2. Different rights and interests:

The Simple Platinum Card is managed in accordance with Platinum Card standards in the ICBC system, but the Simple Platinum Card cannot enjoy the payment rights of the Platinum Card, namely business travel insurance and Airport VIP lounges are only available to platinum cards.