credit card repayment method:
1. repayment at bank outlets.
Bank branch repayment is the most traditional repayment method of credit cards, and this repayment method is gradually neglected with the development of the information age. However, the repayment of bank outlets is not limited to the repayment in the business hall. Now many banks have set up credit card repayment functions on ATM machines, which is relatively convenient to use.
2. automatic repayment by binding debit card.
It is a popular repayment method to automatically withdraw the repayment amount from the debit card on the repayment date. The automatic repayment method can be divided into two ways: full repayment and minimum repayment, and the cardholder can choose according to his own needs.
3. repayment by mobile banking.
Mobile finance has become a very popular word at present. With the improvement of mobile banking functions, mobile payment has become a favorite payment method for many consumers. Credit card holders can also log in to mobile banking for credit card repayment on the repayment date, and at present, during the promotion period of mobile banking, most mobile banking transfers are free of handling fees.
4. online banking repayment.
Online banking is believed to be familiar to young people. For online banking transfer, the cardholder only needs to log in to the computer, open the webpage and enter the card number and password to complete the credit card repayment. Peer-to-peer transfer in the same city is free of charge, but for inter-bank transfer or peer-to-peer transfer in different places, a handling fee ranging from 2‰ or 1.5 yuan for a single transaction in 2.5 yuan and 5.5 yuan is charged according to the transfer amount.
5. Repayment by the third-party payment platform.
AliPay, Kuaiqian, Tenpay and other third-party payment platforms have a very high usage rate among consumers. Cardholders will enjoy the repayment business free of charge or at a fee, depending on the way they choose or the bank.