How to calculate points for Agricultural Bank of China credit card? Introduction to Agricultural Bank of China’s points rules
With the continuous development of Agricultural Bank of China’s business, more and more people have applied for Agricultural Bank of China credit cards. But many people don’t actually know much about some information about credit cards. For example, some people don’t know how points are calculated with Agricultural Bank of China credit cards. Let me answer it for you today.
Agricultural Bank of China Credit Card Points Rules
1. Cardholders can accumulate 1 point for every RMB 1 spent using the Agricultural Bank of China credit card, and 6 points for every USD 1 spent. Earn 8 points when you spend 1 euro.
2. The maximum accumulated points for a single transaction by a user is 300 points, and each user can accumulate up to 3,000 points per month.
3. Consumption in real estate, automobiles and other industries or wholesale consumption, as well as payments in public institutions, medical institutions, schools, etc., as well as taxes, annual fees, and interest , liquidated damages, withholding and payment, etc. are not calculated into points.
The validity period of Agricultural Bank of China credit card points is three years. Friends who want to use credit card points to redeem gifts within the validity period can adopt the following three methods to redeem them.
1. Customer service hotline application
You can call the Agricultural Bank of China’s customer service hotline at 95599 or 400-669-5599 to apply to the customer service staff to redeem your credit card points for gifts.
2. SMS application
You can use the mobile phone number registered when applying for an Agricultural Bank of China credit card to edit the text message "CCJFDH#last four digits#gift number(4 digits)#redemption quantity(2 digits) )" to 1069095599 to submit an application for points exchange.
3. Online banking application
Users who have opened Agricultural Bank of China’s personal online banking can log in to Agricultural Bank of China’s online banking and redeem points for gifts.
The above is a summary of the points rules of the Agricultural Bank of China. The points of the Agricultural Bank of China credit card are only valid for three years, so friends who want to use points to redeem gifts should pay attention to its time limit. You can apply for points redemption by taking the above three methods.
What are the rules for ABC points in 2021?
Hello, Agricultural Bank of China credit card points rules:
1. Agricultural Bank of China credit card accumulates 1 point for every RMB 1 spent and 8 points for every US$1 spent;
2. Points from multiple Agricultural Bank of China credit cards under the same cardholder’s name can be combined; points from the main card and additional cards can be combined.
What are the uses of Agricultural Bank of China points:
1. Special card point redemption: All account-level points of aviation co-branded cards such as Golden Harvest HNA Co-branded Card will be automatically converted into airline miles, and you will no longer participate. Other points redemption activities.
2. Gift redemption: Customers can initiate a point gift redemption application through a credit card, and the customer-level point balance will be deducted from regular point gifts, annual fees and other redemption items. (Gifts in the Pleasant Goat Co-branded Card and Beautiful Upgraded Mom Card sections are only available for redemption by the corresponding card holders)
3. Points Lottery: Points can be drawn in points malls, such as physical objects or coupons, such as Someone around me got a Huawei B5 bracelet. In addition, the points can be used to offset the consumption amount.
4. Finally, the specific redemption rules for points consumption and other points redemption items should be based on the latest points activity announcement or catalog at the time of redemption.
: 1: What is Agricultural Bank of China
The Agricultural Bank of China (ABC) was established in 1951. Its head office is located at No. 69 Jianguomennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit. Agricultural Bank of China is an important part of China's financial system. It provides various products and services of corporate banking and retail banking, and conducts financial markets business and asset management business. Its business scope also covers investment banking, fund management, financial leasing, life insurance and other fields.
In February 2017, Brand Finance released the 2017 Top 500 Global Brands list, with Agricultural Bank of China ranked 34th.
In July 2018, The Banker Magazine announced the list of the top 1000 global banks in 2018, with Agricultural Bank of China ranked fourth. In 2018, it ranked 40th among the Fortune Global 500. In December 2018, the World Brand Laboratory released the list of the top 500 world brands in 2018, with Agricultural Bank of China ranked 340th. On July 22, 2019, the Fortune Global 500 list was released, with Agricultural Bank of China ranked 36th. In November 2019, it ranked 44th on the list of China’s Top 100 Enterprises along the Belt and Road Initiative. In December 2019, Agricultural Bank of China was selected as one of the top 100 brands in the 2019 China Brand Power Ceremony. On December 18, 2019, "People's Daily" ranked 43rd in the top 100 list of "China Brand Development Index". On January 4, 2020, it won the "Sustainable Development Contribution Award" of the 2020 Financial Evergreen Award.
Agricultural Bank of China Credit Card Points Rules
Agricultural Bank of China Credit Card Points Rules are as follows:
1. Individual customer points can be accumulated for consumption transactions completed with Agricultural Bank of China bank cards. Every RMB 5 spent on the card will accumulate 1 point. Points will not be counted if the amount is less than RMB 5. A maximum of 300 points can be accumulated for a single transaction. Credit cards accumulate 1 point for every RMB 1 spent, 6 points for every USD 1 spent, and 8 points for every 1 Euro spent.
2. Cardholders can accumulate up to 300 points per transaction at the following specified types of merchants (based on the merchant category code), and the same account can accumulate up to 3,000 points per month.
1. Points will not be accumulated for the following items
1. Bank card annual fees, interest and liquidated damages, handling fees and other various matters based on the "Agricultural Bank of China Golden Harvest Debit Card" "Articles of Association", "Articles of Association of Agricultural Bank of China Golden Harvest Credit Card" and "Agricultural Bank of China Golden Harvest Credit Card Application Agreement (Personal Card)", etc.
2. Consumption made by bank card holders at special types of merchants, including but not limited to real estate, wholesale, sales, leasing and maintenance of various motor vehicles, aircraft and their spare parts, and fuel sales , Vending machines, public utilities, government services, taxation, withholding and remittance, charity and social welfare, medical institutions, schools, child care, agricultural services, contracting services, gardening, electrical parts and equipment, heating, Cleaning, direct sales, Alipay, WeChat and other merchants. ”.
3. Credit card cash advance, overdraft cash withdrawal and other transactions.
4. Other items stipulated by the Agricultural Bank of China. This merchant list information will be adjusted from time to time, please use China The information published on the Agricultural Bank of China website shall prevail. Points cannot be transferred to other cardholders or any third party.
5. The points of the main card and supplementary card in the same account will be combined in the main card account. That is, the account-level point balance.
6. The sum of the account-level point balances of different accounts under the same cardholder’s name is the customer-level point balance, which can be automatically combined and used when applying for some redemption items. Points from aviation co-branded cards such as Hainan Airlines co-branded cards, China Eastern Airlines co-branded credit cards, and Juneyao Airlines co-branded IC credit cards are all automatically converted into airline miles and are not involved in customer-level point consolidation.
7. When credit card holders cancel their accounts. , if there are other normally used credit cards in the name (excluding Golden Harvest HNA co-branded cards and other airline co-branded cards), the points in the canceled account will still be retained in the name of the cardholder. If there is no other credit card, the points in the account will be canceled and cleared. If the cardholder cancels the account, the points in the account will be cleared automatically.
8. Our bank will carry out other various bonus points activities from time to time, and the specific rules shall be subject to the rules announced by the cardholder. If the consumption meets the conditions of two or more bonus activities at the same time, points will be accumulated according to the highest reward multiple. At the same time, the maximum points accumulation limit for a single transaction and a single month at designated merchants will not change due to bonus points activities.
9 .If the merchant category code does not match the actual category of the merchant, please consult the merchant and the acquiring institution (i.e. the bank or other relevant institution where the POS machine is deployed), and our bank will not be responsible for any impact on the accumulation of points.
10. Refunds due to any reasons such as returns, purchase order disputes, etc., or transactions that are deemed to be cash out, fraud or other non-genuine transactions by our bank (including due to merchants failing to install credit card POS machines in accordance with China UnionPay regulations, If points are accumulated for a transaction that should not be awarded points), our bank will deduct the points originally obtained through this transaction. If the points balance is insufficient at the time of deduction, negative points will be generated in the account to which the original transaction belongs. When negative points appear, the cardholder must offset the points accumulated through consumption in this account. Accounts with negative points balance are not allowed to be closed.
11. The cardholder is suspected of using non-genuine transactions to obtain points. Our bank has the right to require the cardholder to provide consumption transaction invoices, purchase vouchers and other materials to verify the authenticity of the transaction; if the cardholder is unable to submit Our bank reserves the right not to honor relevant materials. Once it is verified that the cardholder obtained points for arbitrage for non-genuine transactions, our bank reserves the right to pursue further recourse in addition to taking measures such as freezing points, clearing them, freezing the card, and canceling the card. If the aforementioned behavior may constitute a crime, our bank has the right to report the case to the public security organs and provide relevant materials and information to the judicial authorities.
2. Agricultural Bank of China Credit Card Points Rules
Cardholders can redeem their personal customer points for corresponding reward items in accordance with the Agricultural Bank of China point exchange standards. Points redemption applications are limited to the principal cardholder. people proposed.
1. Points redemption for special cards: All account-level points on aviation co-branded cards such as Golden Harvest HNA Co-branded Card will be automatically converted into airline miles, and you will no longer participate in other points redemption activities.
2. Points gift redemption: Customers can initiate a point gift redemption application through a credit card, and the customer-level point balance will be deducted from regular point gifts, annual fees and other redemption items. Gifts in the Pleasant Goat co-branded card and Beautiful Upgraded Mom Card areas are only available for redemption by the corresponding card holders.
3. The specific redemption rules for points consumption and other points redemption items are subject to the latest points activity announcement or catalog at the time of redemption.
4. Customer-level points deduction does not distinguish between debit card and credit card accounts, and points with the earliest entry year will be deducted first.
5. Cardholders must have enough available points to exchange for redemption items. If there are insufficient points, the gift exchange application will be automatically canceled.
6. Once the redemption application is submitted, no changes or cancellations will be accepted, and the required points will be deducted from the cardholder's account. Unless the gift is damaged or missing during delivery or the gift itself has quality defects, no return or exchange is allowed.
7. When the cardholder applies for redemption, it is deemed that he or she agrees to use communication, mailing and other personal data for the delivery and processing of gift suppliers.
8. If the name of the gift submitted in the redemption application does not match the redemption number, the redemption number shall prevail.
This ends the introduction on how to calculate agricultural credit card points and how to calculate agricultural credit card points. I wonder if you found the information you need?