1: Pay first and then repay, and enjoy an interest-free repayment period of up to 56 days.
2: accumulating personal credit records, using credit cards and timely repayment can improve your personal credit, and get more convenience in the future or when buying a house.
3. Compared with cash, credit cards are easy to carry, and you can also get points by swiping credit cards, which can be exchanged for a large number of gifts provided by banks.
4. After credit card consumption, you can make a minimum monthly repayment, so that you can buy something of 1, yuan only in 1 yuan.
5. Some banks can repay by installments, and buy one thing and repay it in 24 months, so that you can spend more in advance and enjoy the city life.