The credit card agreement stipulates that the credit card can only be used by the person himself, which is the same everywhere. However, the use of credit cards in China is not strict. When using the credit card abroad, you must check whether it can be used by the person himself.

Credit card ownership belongs to the card issuer, and the cardholder is only the user. According to the credit card agreement, no one other than the cardholder can legally use the credit card. It is illegal to use someone else's credit card. If the store clerk checks the ID and finds that the card user is different from the cardholder, he can call the police.