This is because some overseas merchants do not require password verification, but some merchants require mandatory password verification. It is recommended that you complete the transaction password setting before going abroad. If you encounter a self-service terminal or merchant that requires a 4-digit password, please enter the first 4 digits of the transaction password.

The pin code for credit card payment is the transaction password. The pin code that the merchant prompts the customer to enter during overseas transactions is the transaction password. It is used for password verification during cash withdrawal and consumption transactions. You need to enter the transaction according to the prompts of the merchant's POS equipment. Password completes the transaction. If the customer's credit card does not have a transaction password set, they can log in to mobile banking to set it.

1. The Bank of China visa debit card is Bank of China’s first new payment tool that adopts international standards, operates on the Internet, does not require guarantees and deposits, does not require credit review, can open an account with RMB 50, and is popular nationwide. —Great Wall Electronic Debit Card, jointly launched by Bank of China and VISA International.

2. Enjoy the service

Withdrawal in the UK and worldwide: Withdrawals can be made for free at 97% of ATMs in the UK with no handling fee and a daily limit of 200 pounds; more than 1 million worldwide Withdraw local currency cash from any ATM.

Payment within the UK and worldwide: Bank of China’s debit card is applicable to many merchants with the VISA logo around the world. Most schools in the UK accept Bank of China (UK) Limited Great Wall Debit Card for payment of tuition fees and related fees.

Cashback: When you use the Bank of China visa debit card to pay at multiple merchants in the UK, you can enjoy a cashback service of up to 50 pounds without paying any handling fees.

Online shopping/phone shopping: You can use the Bank of China visa debit card for online shopping or phone shopping at any time. Bank of China also provides you with security password protection for online shopping.

3. Special Services

The debit card uses a chip and a 4-digit personal password;

There is no handling fee for opening the card, and there is an annual fee

Password modification and unlocking operations can be performed at designated ATMs in the UK (RBS and NatWest ATMs). Debit card loss reports are provided by Royal Bank of Scotland (RBS) 24 hours a day;

Borrowing When the card expires, you can replace it with a new one for free.