You don't want to wait until you withdraw the money from the provident fund before returning the credit card, do you? You can't get the money from the provident fund until about 3 months after you leave your job. Will your credit card bank delay your payment for three months? I want to give you a bad record. It's best to pay it back in advance, and you don't have to pay credit card bank interest, which is very high. There is really no way to have a minimum repayment in a credit card, as long as you pay the minimum repayment. For example, the minimum repayment of 1 000 yuan is 1 000 yuan, so there is still 9000 yuan to calculate your interest every day, which is very high and uneconomical. This is a metaphor. It depends on how your credit card bank handles it. You can call yourself and ask yourself. 》