1. First, check whether the credit card has any arrears or excess deposits. If so, pay off the debt or withdraw the deposit first;

2. Then call the 24-hour customer service hotline of Minsheng Bank's credit card at 400-66-95568, and select the card refund option according to the voice prompt after connecting the phone;

3. Then enter the card number, ID number and other information according to the prompt;

4. Then confirm according to the prompt. After the confirmation is successful, you can return the card.

Second, cancel the bank outlets:

1. Cardholders bring their ID cards and credit cards to the bank outlets to explain to the staff that they need to cancel the credit card business;

2. The cardholder shall fill in the application form as required by the staff and submit relevant materials as prompted;

3. Then the staff carries out identity verification and checks the credit card, mainly to confirm whether there are arrears and deposits in the card;

4. After passing the certification inspection, you can go through the cancellation procedures.