you can transfer money.

There are two ways to transfer money from a credit card to a bank card:

1. If more money is transferred to the credit card, you can transfer the excess payment beyond the credit card limit to the debit card of the same bank in your own name. A handling fee of .5%-3% is charged when transferring money, mostly 1%.

2. With the cash withdrawal function of the credit card and one of online banking, mobile banking and telephone banking, you can transfer money to your own debit card, but the maximum amount is only half that of the credit card, and the daily amount is often only about 2, yuan. (If you can't find the transfer entrance in the above three ways, you can transfer money directly through ATM. )

generally speaking, credit card transfer is not cost-effective.

First of all, there will be a handling fee of about 1% for credit card transfer, often starting from 1 yuan; Secondly, unlike direct consumption, which has an interest-free period, the transfer is regarded as cash withdrawal, and the interest will be calculated at the rate of five ten thousandths per day directly from the date of transfer, with an annual interest rate of 18%.

the most important thing is that cash withdrawal and transfer cannot be carried out by stages, and they must all be paid off after the repayment date. Once overdue, in addition to penalty interest, it will also affect personal credit information. In an era when credit is becoming more and more important, credit cards should be used reasonably. It can be used for consumption properly, but don't overdraw. Try not to use the cash withdrawal function to avoid dependence and pay more interest.