A bank shall meet the following conditions when handling bank card business:
(1) It has been in business for more than 3 years and has a good business foundation for handling retail business;
(2) It meets the monitoring indicators for asset-liability ratio management promulgated by the People's Bank of China and is in good operating condition;
(3) The business has established a scientific and perfect internal control system with clear internal authorization approval procedures;
(4) Having qualified managers and technicians and corresponding management institutions;
(5) Safe and effective computer processing system;
(six) the issuance of foreign currency cards must also have the qualification to operate foreign exchange business and the corresponding foreign exchange business management level;
(seven) other conditions stipulated by the people's Bank of China.
Extended data:
Matters needing attention in handling bank cards:
First, the annual bank card fee. Some banks will charge applicants a certain annual fee, generally 10 yuan, which is charged once a year at a fixed time. If the bank card applied by the applicant is only used once, you can consider canceling the card after use to avoid paying more annual fees.
Second, whether to open e-commerce. When handling bank cards, bank staff will actively recommend you to handle related electronic services, such as online banking and mobile banking. For this kind of business, customers can freely choose to handle it, and there is no binding. Users should handle it according to their own needs.
Third, the opening of third-party accounts. Common tripartite accounts are financial accounts such as fund accounts, stock accounts and precious metal accounts. For customers with financial needs in this area, when handling bank cards, they can ask bank staff to open them together. It should be noted that a stock account can only sign an agreement with one bank account. If you want to change banks, you need to cancel the contract of the previous bank account first.
People's Daily Online-University Admission Notice with 4 cards Changsha 16 Banks are issued by universities.