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Does the Unbounded Card have a physical card?

1. There is a physical card.

The Agricultural Bank of China’s digital unbounded card is slightly different from other cards. For example, the Unbounded Card of Industrial and Commercial Bank of China is a purely digital currency card and does not have a physical card, but the Agricultural Bank of China card does have a physical card.

2. Contents related to Unbounded Card

1. UnionPay Unbounded Card is a digital bank card. There is no physical card. It is divided into two types: debit card and credit card. It can be applied for online. With one-click card binding and easy management, it can be used on multiple platforms such as Cloud QuickPass APP, commercial bank APP or mobile phone manufacturer wallets, and can be used in e-commerce, public transportation, mobile wallets and other scenarios to meet the needs of consumption, cash deposits and withdrawals, Consumption payment needs in various scenarios such as transfers, mobile quick passes, and barcode payments. The UnionPay Unbounded Card supports global UnionPay standard usage scenarios, and also provides users with a wealth of exclusive card rights covering the world, such as popular member rights quarterly card redemption; public bank payment rights; business and supermarket gift certificate rights; card protection rights; domestic and overseas UnionPay consumption privileges in business districts, etc.

2. If the UnionPay Unbounded Card is a credit card, it must be returned on time after use and cannot be overdue, because there will be penalty interest after overdue, and the longer the time, the more the penalty interest will be. Moreover, the bank will collect money after it is overdue. A common method of collection is to call the borrower's phone number and wait until the user completes the payment. If you cannot return the card on time after using it, you can use installment repayment or the minimum repayment amount, so that you can reduce the monthly repayment amount and avoid overdue payments. It is worth mentioning that you can return it in advance after applying for installment, which can save handling fees.

3. UnionPay Unbounded Card uses big data, Token and other innovative technologies to closely integrate mobile payment with bank card products, establish a new UnionPay digital card product and supporting service system, and enable users to "apply for a card and bind it." Card, use card" integration. At the same time, it opens up diversified payment scenarios such as online and offline e-commerce, public transportation, and mobile wallets, and provides cardholders with rich exclusive card benefits such as super digital gift certificates, instant discounts on repayments and recharges, and Internet dynamic memberships.