1. Annual fee-free policy: the annual fee for the following year will be exempted if the Puka Gold Card is swiped 3 times or 18 times (excluding special cards such as business cards and car cards)

2. Cash withdrawal fee: within China: 5‰ of the transaction amount, with the lowest 2 yuan and the highest 5 yuan; Overseas: 3% of the transaction amount, with a minimum of $3.

3. Multi-account management: the credit line is * * *, the billing date of multiple CCB cards is the same, and the repayment is independent.

4. Billing date: There are multiple billing dates every month, and the cardholder can change them once a year within the validity period of the card.

5. installment business: interest-free installment (3, 6 and 12) is supported for specific merchants. You can apply for installment (3, 6, 12, 18, 24) by phone after spending more than a single sum in 1 yuan, and each installment will generate different handling fees according to the number of installments.

6. within the interest-free repayment period: the interest-free repayment period refers to the interest-free period for consumer transactions enjoyed by cardholders who repay in full on schedule, and the interest-free period is from the bank bookkeeping date to the repayment date, with a minimum of 2 days and a maximum of 5 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.

Extended information

The characteristics of credit cards are as follows:

1. Cash is not allowed to be pre-deposited; it is used first and then repaid; it enjoys an interest-free repayment period; it can be repaid by installments (with a minimum repayment amount); and it has joined international credit card organizations such as VISA, Master Card and JCB for global use.

2. One of the fastest-growing financial services today is an electronic currency that can replace the traditional cash circulation to a certain extent.

it has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also obtain certain loans from card issuers by using credit cards.

3. High-tech products integrating financial business and computer technology.

4. It can reduce the use of cash currency.

5. It can provide settlement services, facilitate shopping and consumption, and enhance the sense of security.

6. It can simplify the collection procedures and save social labor.

7. It can promote commodity sales and stimulate social demand.

Baidu Encyclopedia-Credit Card

Baidu Encyclopedia-CCB Credit Card