Which bank is easier to apply for a credit card online?

It is easier to apply for credit cards online, such as China Merchants Bank YOUNG Card, Bank of China Great Wall World Credit Card, ICBC World Struggle Credit Card, etc.

1. China Merchants Bank YOUNG Card: China Merchants Bank YOUNG Card is a credit card suitable for young people. It has the right to double the points on birthdays and withdraw up to 100% of the cash limit. As long as the user uses it properly, the limit can be increased quickly. Faster.

2. Bank of China Great Wall World Credit Card: The maximum limit of Bank of China Great Wall World Credit Card can be as high as 2 million, and it has many exclusive rights and interests, and it is easy to increase the limit.

3. ICBC World Struggle Credit Card: The ICBC World Struggle Credit Card application threshold review conditions are relatively loose, easier to apply for, and if you maintain the card well, it is easier to increase the limit.

4. Agricultural Bank of China ETC Credit Card: Agricultural Bank of China’s ETC card enjoys high-speed ETC discounts and refueling discounts. It is also easier to increase the amount of benefits such as car washing. Therefore, it is more cost-effective for users who own a car to enjoy the corresponding benefits while maintaining a card and increasing the limit.

5. Ping An Bank Car Owner Card: The biggest advantage of Ping An Bank Car Owner Card is that you can enjoy refueling discounts at thousands of gas stations across the country, and the credit limit is increased quickly, and the application threshold is not high, so it is also worth keeping. credit card.

Extended information

Generally speaking, the credit card amount of commercial banks is higher than that of state-owned banks. Currently, commercial bank credit cards are more popular, mainly including China Merchants Bank, Minsheng Bank, Guangfa Bank, Shanghai Pudong Development Bank, if users want to process more credit card banks can apply through the above. If the user is not satisfied with the credit card limit, they can also increase the limit after increasing the credit card limit.

There are hundreds of thousands of credit card types, and the characteristics and interest rates of each credit card will be different. There is no unified standard for ranking, but users can choose the one that suits them after comprehensive consideration of the limit, interest, etc. credit card.

Which bank is easier to apply for a credit card (debit card) online?

The banks that are easier to apply for a credit card (debit card) online include: China Merchants Bank, China CITIC Bank, and Industrial Bank. The specific analysis is as follows:

1. China Merchants Bank: China Merchants Bank Credit cards (debit cards) are relatively easy to apply for, as can be seen from the high number of card issuers every year. Generally, as long as you meet the conditions for applying for a card and have a stable job, you can apply.

2. China CITIC Bank: Users with good qualifications and non-white accounts can receive approval notices in as little as half an hour.

3. Industrial Bank: The threshold for applying for a card at Industrial Bank is relatively low. It is recommended to apply for a card online through Alipay. It is easier to get a card, but there are requirements for sesame points. Generally, you can apply for a card with a score of 620 or more.

Which credit card is the best to apply for successfully?

Which bank is the best to apply for a credit card with the highest limit:

1. China Merchants Bank:

Speaking of low threshold and high limit, China Merchants Bank is the most unmissable. As long as there is no bad credit, even college students who have just graduated from school and have not been working for a long time can be approved for a credit card worth more than 10,000 yuan. However, you need to choose a card in advance. Here we introduce the China Merchants Bank young card.

In addition, China Merchants Bank’s risk control is relatively loose. As long as there are no malicious overdrafts, cash outs and other illegal card use behaviors, you can increase the credit limit after swiping the card for 3 to 6 months. If you make contributions in installments in the meantime, you can increase the credit limit. The speed is faster.

2. Industrial Bank:

Among the many joint-stock commercial banks, Industrial Bank has the lowest threshold and the highest credit limit. Especially when applying for cards on Alipay and WeChat, with the help of big data, Combined with the comprehensive evaluation of the banking system, the card can be approved on the same day, and the limit is usually starting from 10,000. If you want to apply for a credit card from Industrial Bank, you can check out Industrial Taobao Card and so on.

In addition, Industrial Bank's risk control is also relatively loose, especially it is easier to increase the limit. For gold-level credit cards, you can spend more with the card, and occasionally use the card in installments. The limit can be increased to 50,000 in one year after using the card. Not a problem.

3. Guangfa Bank:

Guangfa Bank credit card is also well-known in the industry for its low threshold and high credit limit. Many white households can apply for a credit card online and get a credit card with a limit of at least 10,000.

However, Guangfa Bank’s risk control has also been tightened recently. After getting a credit card, it is better not to use the card illegally, otherwise the card may be blocked and the credit limit reduced.

4. ICBC credit card is more suitable for people who have business dealings with ICBC and have assets in ICBC. Then it is easy to apply for a card and the limit is high. The average card limit is about 40,000.

5. Agricultural Bank of China Credit Card. If you have good credit and stable financial resources, you can apply for an Agricultural Bank of China credit card. Of course, your repayment ability and consumption needs will have a great impact on your card limit. The average card limit 35,000.

6. Everbright Bank Credit Card has a low threshold for applying for a card, but the limit is not low. The average card limit is about 30,000, and it is relatively easy to increase the limit.

Which bank is easier to apply for a credit card online?

The banks that are easier to apply for a credit card online are: China Merchants Bank, China CITIC Bank, and Industrial Bank. The specific analysis is as follows:

China Merchants Bank: China Merchants Bank’s credit card is relatively easy to apply for. It can be seen from the high number of card issuers every year. Generally, as long as you meet the card application conditions and have a stable job, you can apply.

CITIC Bank: Users with good qualifications and non-white accounts can receive approval notices in as little as half an hour.

Industrial Bank: The threshold for applying for an Industrial Bank card is relatively low. It is recommended to apply online through Alipay. It is easier to get a card, but there are requirements for Zhima points. Generally, you can apply for more than 620 points.

Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on the Provisions on Credit Cards of the People's Republic of China and the Criminal Law of the People's Republic of China") refer to credit cards issued by commercial banks or other financial institutions. Electronic payment card with full or partial functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard.

Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit. The so-called credit card generally refers to a credit card only.

Starting from January 1, 2021, the credit card overdraft interest rate will be determined independently by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of credit card overdraft interest rates will be cancelled. The daily interest rate is 0.7 times 5/10,000).

Which credit card is easy to apply for online in seconds?

1. It is easy to apply online to apply for a card. Find the right channel to apply for the card:

It is understood that the online credit card application channels are: There are many, one is the official channel, that is, the credit card official website of the card issuer, the credit card public account of the card issuer, etc.; the other is the third-party channel cooperated by the bank, such as Alipay, WeChat, etc. Here we introduce Alipay to apply for a credit card.

After all, Alipay can not only apply for a card online, but the user’s Zhima credit score is also helpful for applying for a card. This is because when applying for a credit card on Alipay, some banks also authorize Zhima points. If the applicant relies on Alipay for food, clothing, housing, transportation and entertainment, and the Zhima points are 600 or above, it is easier to apply for a card through this method.

However, not all credit card online applications are easy to apply for, and it depends on the card issuer.

2. Introduce several banks that make it easy to apply for a card online:

1. Industrial Bank:

The threshold for applying for a card at Industrial Bank is relatively low. Applying on Alipay makes it easier to apply for the card, but generally you need a Sesame score of 620 or above to apply. As for card selection, I would like to introduce you to apply for Industrial Bank pass credit card and Industrial Taobao credit card. Generally, the review results will be available as soon as 5 minutes after submitting the application. In the case of good credit, the review pass rate is said to be over 90%.

2. China Everbright Bank:

For Alipay users with a Sesame score of 620 or above, it is easier to apply for the Everbright Credit Card on Alipay. Many cardholders reported that it can be approved in seconds. Of course You still need to choose the right card type in advance. It is recommended that you apply for the Everbright Duck-themed credit card. This credit card is said to be the easiest card to be approved in seconds by China Everbright Bank.

However, it should be noted that online Shen Everbright Bank requires an interview before the card can be issued.

3. Minsheng Bank:

Minsheng Bank has cooperated with Alipay to apply for cards very early. Generally, if there is no problem with the credit report, a sesame score of 600 or more is enough. Approvals are approved in seconds, especially now that the end of the year is approaching, and the approval rate remains high. In terms of card selection, female friends can apply for the Minsheng Women's Flower Credit Card, and car owners can apply for the Minsheng Car Credit Card. In addition, Minsheng Baidu Takeout Co-branded Credit Card, Minsheng.com Tesco Installment Credit Card, etc. are also relatively easy to purchase.

This is the end of the introduction about which credit card is easy to apply for online and whether it is easy to apply for a credit card online. I wonder if you found the information you need?