1. The meaning of E-pay card:

E-pay card is CCB’s first online credit card, which is a virtual card without a physical card and can be applied online in real time; the annual fee is 580 Yuan/card, enjoy the preferential policy of no annual fee during the validity period of the card, and no additional cards will be issued.

You can apply for 3 cards, one each for UnionPay, VISA, and MASTERCARD. Each card is organized by a single card. UnionPay is mainly used for domestic payments, and the other two can be used for overseas payments, and they are the same as global payments. Same as the card, there is no exchange fee, and RMB is deposited into the account.

After the customer successfully applies, they can obtain the card number, validity period, security code and other information through SMS verification, and then safely bind it in mobile banking or personal online banking to start a new online payment journey. The card can set payment limits, enable or disable payment functions, and enable free SMS reminder services for small transactions. When paying offline, it can be combined with mobile payment tools such as HCE Dragon Card Cloud Quick Pass and Dragon Card Apple Pay for offline POS consumption.