The basic conditions for applying for a CCB credit card are: be between 18 and 70 years old and have full capacity for civil conduct; have a stable career and income, be able to repay principal and interest on time, and have good credit. If there is no job, it will be difficult to do it.

The calculation formula for the minimum repayment amount of CCB credit card is shown in the picture:

If you spend 5,000 yuan with the card, the minimum repayment amount on the monthly bill should be 500 yuan.

If you repay according to the minimum repayment amount listed on the bill, the remaining unpaid portion is considered a normal credit balance, but consumption payments do not enjoy the interest-free period.