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My credit card debt ratio is over 90%. Can I use a card?
Too much debt is likely to lead to the invalidation of credit cards;

First, the bank credit card application conditions

1. The applicant is between 18-60 years old;

2. Have a stable job and income;

3. Personal credit record is good.

Second, the bank credit card application materials

1, identification: generally, it is an ID card (if it is a new ID card, a copy of the front and back is required), and soldiers need to provide a copy of their ID cards;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/license;

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the financial level.

4. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.