If the credit card (debit card) has a grace period for repayment, then the repayment can be delayed, but it must also be completed within the grace period, otherwise it will be regarded as overdue by the user. Credit card (debit card) has no grace period for repayment, so it must be repaid on time, otherwise it will be considered overdue as long as it is not repaid on the repayment date. Credit card (debit card) overdue will have many negative effects, please try to repay on time.

Mortgage credit card (debit card) is usually when applying for mortgage loan. The staff recommended users to apply for credit cards (credit cards). When users do not need to use the card, they can refuse to use it.