Credit card spending can also earn points, which can be exchanged for gifts to do activities, so bank credit card points have always been a common concern of cardholders. There are many credit card points redemption activities in Shanghai Pudong Development Bank, so cardholders should be more anxious to know its points rules first ~

Introduction of credit card integral rules of Shanghai Pudong Development Bank;

1. The credit card points of Shanghai Pudong Development Bank have a certain validity period. Credit card holders of Shanghai Pudong Development Bank can accumulate points by swiping their cards, and can redeem gifts, miles, etc. when reaching the standard. The credit cards of Shanghai Pudong Development Bank are divided into three types: Puka, Gold Card and Platinum Card. The validity period of the points is 2 years, 4 years and 5 years respectively. I hope that the majority of cardholders can distinguish what kind of cards they hold and have a reasonable application for points.

2. If the credit card of Shanghai Pudong Development Bank reaches RMB 1 yuan, you can get points 1 (if the credit card of Shanghai Pudong Development Bank reaches RMB 1 yuan, you can get points 2). All foreign currencies transferred through international card organizations (such as VisMasterCard JCB American Express) are generally recorded in RMB. If the amount recorded is RMB 1 yuan, 2 points will be obtained, and the points below RMB will not be calculated, and the points will be calculated together;

3. If the principal part of the monthly amortization amount of the mall exceeds 65,438 yuan +0 yuan gets 2 points (if the principal part of the monthly amortization amount of the mall exceeds 65,438 yuan +0 yuan gets 4 points). The monthly repayment amount of 65,438+0 yuan's principal can be paid in installments for free, and you can get 65,438+0 points (Pufa Private Bank American Express Credit Card and McDull Theme Credit Card can get 2+0 points in installments for free), excluding cents below RMB.

4. The integral of the main card and the auxiliary card can be calculated together.

The credit card consumption of Shanghai Pudong Development Bank does not accumulate points;

For example, real estate and automobile sales; Wholesale, hospitals, schools, charities, withholding, ship sales, court fees, government agencies, large enterprises wholesale and tobacco distribution; Insurance sales, insurance and premium, direct sales, pawn shops, county and township concessions-real estate and cars, county and township concessions-wholesale, county and township concessions-supermarket refueling, three rural merchants consumption; Online consumption, "universal payment" installment repayment, bank charges, etc.