Y-POWER Credit Card (Campus Edition) annual fee, domestic overflow deposit recovery fee and domestic overflow deposit transfer fee are free.
Because overdraft interest is calculated on a daily basis, the actual annualized interest rate may be different from the published interest rate due to different days in different months and different repayment conditions of customers. Cardholders can inquire about the specific overdraft interest rate price applicable to their current billing cycle and the next billing cycle through bills and other methods approved by Bank of Communications.
Extended data:
Precautions:
1. Overdue credit cards are taboo, and overdue records are difficult to eliminate. At the same time, overdue interest and late fees will also be overwhelmed. Once it is confirmed that the credit card is overdue and submitted to the People's Bank of China, the record of personal dishonesty will be recorded in the file for 5 years.
2. Stay away from credit card cashing: Don't use credit card cashing for the so-called profit. Once it is recognized as cash, the credit card will be downgraded, which is a big crime.
3. The main information of the card owner is the same: if the registration information of the card owner and the owner is the same person, the card owner cannot swipe the card through this machine, and this behavior will be suspected by the bank.
4. If the credit card spending time frequently appears late at night, early in the morning or beyond business hours, it is easy to be suspected by banks. In this case, if it is a small consumption, fortunately, if it is a large consumption, it will definitely be monitored by the bank.
Baidu Encyclopedia-Bank of Communications Credit Card
Baidu encyclopedia-bank of communications Y-POWER black card