The process of releasing the mortgage after the car loan is paid off:

1. After the last monthly payment of the car loan is deducted, your mortgage formalities can be retrieved from the bank that handles the car installment payment in about 1 working days. The bank's credit card car is divided into stages. It is best to call the bank's customer service phone in advance to inquire whether it has been settled completely. The customer service phone can be found on the back of the repayment card. For car loans handled by financial companies, you can call the customer service phone of the financial company you belong to, or go to the car dealer for consultation.

2. To get the motor vehicle registration certificate, you must take it with your ID card. Other possible procedures include: motor vehicle driving license, bank repayment details, etc.

3. After obtaining the registration certificate, the next step is to go through the formalities of canceling the vehicle mortgage at the local municipal vehicle management office. The materials that need to be brought together include: the motor vehicle registration certificate, the loan settlement certificate issued by the lending institution, the organization code certificate of the lender, the Application Form for Motor Vehicle Mortgage Registration/Pledge Filing, the power of attorney and the ID card of the motor vehicle owner. These information will be given to us by the financial institution that handles the car loan when handing over the registration certificate.

4. after going to the vehicle management office to handle the lobby, you can go to the corresponding service window to handle it. After the car loan has been repaid, how can I decompress it?

After the car loan is repaid, the customer directly goes to the counter of the offline business outlet of the handling bank (auto consumption finance company) to find a staff member to apply for getting back the green copy (vehicle registration certificate), which will usually be put in the bank (auto consumption finance company) where the customer applied for the loan.

and some auto consumer finance companies will mail the vehicle registration certificate directly to the customer after the customer has paid off the car loan. It is not necessary for the customer to go to the outlet to apply for it again, and the customer just needs to wait patiently.

after getting the vehicle registration certificate back, the customer can take the vehicle registration certificate and the loan settlement certificate issued by the bank (auto consumption finance company), as well as personal ID card, vehicle driving license, driver's license and other materials to the local vehicle management office to understand the charging procedures.

Note, if the car was purchased at the 4S store and the charge d 'affaires service was provided, the auto consumer finance company may send the vehicle registration certificate to the 4S store after the customer has settled the car loan, and the 4S store will not return the vehicle registration certificate to the customer until the staff of the 4S store helps the customer to cancel the car.

Extended information:

Mortgage release process:

1. The borrower needs to go to the loan bank to apply for the loan settlement certificate, and get the house ownership certificate. The loan bank will affix its official seal and indicate that the mortgage has been paid off and agrees to cancel the mortgage;

2. The property owner needs to go to the local housing authority with the original real estate license, other warrants and ID card, go through the mortgage cancellation registration procedures, stamp the property certificate and indicate the cancellation date;

3. If the borrower has gone through the mortgage lender's transfer to the public before handling the loan and sought a guarantee company for guarantee, then after the mortgage is paid off, it is necessary to cancel the guarantee procedures and return the corresponding guarantee deposit.

car loan release process:

1. Contact the bank, auto financing company or guarantee company that handles the loan;

2. Go through the settlement procedures and get the Motor Vehicle Registration Certificate;

3. When going to the vehicle management office to apply for cancellation of mortgage registration, you need to provide the identity certificates and photocopies of the motor vehicle owner and mortgagee, the repayment certificate issued by the bank or guarantee company and the Motor Vehicle Registration Certificate.

it is worth noting that after the mortgage and car loan are paid off, if the mortgage formalities are not completed, then neither the house nor the car belongs to the borrower, but they still belong to the lending institution.

What information do you need to bring when you go to the bank to decompress the mortgage?

After paying off the mortgage, the customer should first bring his personal ID card, repayment bank card and purchase contract to the counter of the business outlet of the loan handling bank to ask the staff to issue a loan settlement certificate and get back his other warrants.

then, the customer needs to bring the loan settlement certificate, other warrants, personal ID card, house title certificate and other materials to the local housing authority to understand the mortgage procedures and cancel the mortgage registration of the house (for details, please call customer service first).

You should also note that if you don't have time to go through the formalities of understanding the pledge, you can find someone to do it for you, but the client needs to bring his ID card and the power of attorney issued by the notary office in addition to the above information.

after the house is released, it will completely belong to the customer himself. If the car loan is released, the steps are similar. First, bring your ID card, car purchase contract and repayment bank card to the bank or auto financing consumer company to issue a loan settlement certificate and get back the vehicle registration certificate. Then bring the vehicle registration certificate and loan settlement certificate, as well as personal ID card and vehicle driving license to the local vehicle management office for release.

The process of releasing the car after the car loan is paid off is as follows:

Bring the required materials for releasing the car, including my valid ID card, loan settlement certificate and motor vehicle registration certificate, and apply for releasing the car at the vehicle registration office. The staff will ask you to fill out the Application Form for Motor Vehicle Mortgage Registration/Pledge Filing, and submit the materials to the staff. After accepting it, go to the vehicle management office to prepare it.

in order to maintain a good credit record, we should also pay attention to our own online loan big data in time. We can see our own online loan big data report by doing a quick check at Beijian and clicking Query, so as to maintain a good credit at all times.

Extended information:

How to go through the formalities of releasing the vehicle after paying off the car loan?

because the vehicle registration certificate when handling the car loan is mortgaged in the bank, it is necessary to issue a settlement certificate after paying off the loan, and at the same time take back the vehicle registration certificate, vehicle qualification certificate, car purchase contract and mortgage materials. Then bring the above materials, personal identification and repayment bank card to the vehicle management office to cancel the mortgage registration, and then you can go through the transfer and licensing procedures.

The second step is to go to the auto insurance company to change the insurance beneficiary. If it is a loan to buy a car, the beneficiary of auto insurance is the bank, so after paying off the auto loan, the owner needs to go to the insurance company to change the beneficiary. If the owner has not changed, then the beneficiary is the bank, not the owner, and will benefit from future accidents.

in the third step, you need to go to the bank for settlement. After paying off the car loan, it is also very important for the borrower to prove that he has paid off the loan through the settlement procedure.

finally, after the car loan is settled, it is best to drive the car to the 4s shop for inspection, and remove the hidden GPS positioning device to protect personal privacy. Of course, it is not excluded that some vehicles are not equipped with GPS positioning devices.

generally speaking, after the car loan is paid off and the mortgage is released, it is necessary to clear the car loan, change the beneficiary of the car insurance and dismantle the GPS device, and then you can drive your car with peace of mind. How to decompress the big green book after the car loan is repaid?

After the loan is repaid, the big green book can be decompressed in the following ways:

First, the owner is going to go to the bank or auto financing company that handles the loan to pay off the loan, and get the vehicle registration certificate, loan settlement certificate, vehicle purchase invoice, purchase tax invoice and organization certificate of the lending institution.

second, go to the vehicle management office to go through the mortgage cancellation procedures. It is best to go to the original vehicle management office where the mortgage registration is handled to understand the mortgage business.

after the loan is repaid, the financial company (bank) will mail the big green copy to the owner. If the manufacturer's financial loan is handled in 4s, the staff of 4s shop will contact by phone to get the green copy.

first of all, the owner should go to the bank or auto financing company that handles the car loan to pay off the loan, and get five kinds of documents, such as vehicle registration certificate, loan settlement certificate, vehicle purchase invoice, purchase tax invoice and organization certificate of the lending institution. Then go to the vehicle management office to go through the mortgage cancellation procedures.

Procedures for understanding the mortgage at the vehicle management office:

1. The owner brings relevant supporting materials to the business window of the local dmv service hall;

2. get the application form for motor vehicle mortgage/mortgage cancellation registration in the business window and fill in and improve the information;

3. queue up to get the number and then wait for the call to handle the business;

4. Submit the Motor Vehicle Registration Certificate, the original and photocopy of the identity certificates of the motor vehicle owner and pawnshop, the Application Form for Motor Vehicle Mortgage Registration/Pledge Filing, the loan repayment certificate and other materials to the staff;

5. get the motor vehicle registration business acceptance certificate;

6. finally, get back the motor vehicle registration certificate with the motor vehicle registration business acceptance certificate.

it's completely free to handle the mortgage formalities, and the car loan will be recorded in the personal credit information system of the central bank. As long as you repay the loan on time and there is no record of overdue interest, after the repayment, the status of this loan on your personal credit information report will be settled. At this time, this loan will not have any impact on other loans you handle in the bank, so don't worry.

You don't need to mortgage the green car loan to buy a car by stages. Let's simply say that it is a credit loan. According to the credit accumulation of the car owner, the bank directly approves a certain amount of installment quota. In this case, after the down payment is paid, the vehicle registration formalities are completed, and the vehicle registration certificate of the vehicle, that is, the green copy of the vehicle, will directly come to us with the driving license. Of course, since there is no mortgage, there is no decompression procedure to handle.

before June 1, 219, it was necessary to provide the original identity certificates of both the motor vehicle owner and the mortgagee, the mortgage contract and other materials for motor vehicle mortgage registration, especially the original Business License of the mortgagee such as the bank for each business, which was troublesome. On May 28, 219, the Ministry of Public Security issued a document to simplify the cancellation of vehicle mortgage registration. According to the new regulations, the mortgage registration procedures will be cancelled from June 1, 219. Copy of business license and official seal on mortgage contract can use not only physical seal, but also electronic seal, and the seal of materials is greatly reduced compared with the previous requirements.