What type of card is CCB Global Payment Credit Card?
CCB’s Global Payment Dragon Card is CCB’s standard platinum-level credit card and is a full-currency credit card product.
Meaning: CCB Longka IC Platinum Credit Card is a new UnionPay standard chip credit card launched by China Construction Bank. It has all the financial functions of traditional magnetic stripe credit cards and the benefits of China Construction Bank UnionPay Premium Platinum Credit Card. It also provides Cardholders are provided with higher security, more functional services, and a better user experience.
Special services:
The exclusive priority service provides three priority services: customer service hotline acceptance, temporary limit adjustment and disputed payment.
5 million yuan aviation accident insurance protection cardholders can enjoy 5 million yuan aviation accident insurance when they purchase air tickets or travel tickets (including air tickets) by swiping their card.
Platinum secretarial services include business travel, ticketing, restaurant, high-quality food, golf, tennis and other booking services.
Platinum preferential merchants provide consumption discounts and VIP treatment at platinum high-quality merchants and top clubs in major domestic and international cities, covering areas such as catering, leisure and wellness, and health care.
UnionPay Platinum Points offers selected mid-to-high-end merchants and well-known brand chain merchants to provide UnionPay exclusive points rebate services to cardholders.
Business travel and ticket reservation services provide domestic/overseas air tickets, hotels and vacation product reservation services; provide ticket reservations in more than 20 key cities across the country, including inquiries, reservations, and reservations for tickets for performances, dramas, and concerts, etc. Payment and delivery services.
UnionPay Platinum Exclusive Service UnionPay has opened four themed clubs: golf, tennis, wine, and women. After registering on the UnionPay Platinum website, cardholders can enjoy golf, tennis court reservations and various club-exclusive activities. . Conditions for applying for CCB Global Payment Credit Card
1. Personal annual salary of more than 80,000 RMB (actual income, that is, after tax. Salary details must be submitted);
2. The unit must pay four funds (This means that social security needs to be checked. After submitting the salary statement at the first point, bank insiders will naturally be able to check the social security situation);
3. The working experience of the unit is greater than or equal to 5 years (of course, currently it is also required Incumbent);
4. There is no stain on the People’s Bank of China’s letter.
Needless to say, reference conditions, such as: having a house, a car, having a deposit, etc. CCB Global Payment Credit Card Delay Compensation
Are you talking about delays occurring after purchasing a ticket with this card? If so, you can apply for compensation if you meet certain requirements. You can log in to the CCB credit card website, click "Download Center" in the lower left corner of the page, and then a page will pop up. You can select "Special Service Content", where you can click "China Construction Bank Take a detailed look at the content of "Long Card Credit Card Travel Delay Protection Plan (Exclusive for Business Travel Products)".
Here are the specific contents of delay insurance, the amount of compensation and the calculation of delay time. They are all written very clearly. You can study them carefully. How to apply for CCB Global Payment Credit Card
How to apply for CCB Global Payment Credit Card:
1. Directly log in to the credit card homepage of the China Construction Bank website to apply online;
2. Log in For mobile banking, select "Credit Card" in the "Main Menu", click and apply through "Credit Card Application" (standard platinum credit card, i.e. Dragon Card global payment card);
3. Go to a CCB branch to request it or go to the CCB website Download the application form, fill it out and submit it together with the required supporting materials to a China Construction Bank outlet for application.
CCB generally completes the review and approval and sends the card within 20 working days after receiving the application materials.
CMB Global Payment Credit Card?
If you hold a credit card from our bank with a VISA, MASTERCARD, JCB or American Express logo on the card, it can be used overseas (including Hong Kong, Macao and Taiwan) (including online payment).
Credit card purchases overseas through international lines will be settled in U.S. dollars. If the consumption amount is non-U.S. dollars, there will be an exchange fee between the two currencies, which is 1.5% of the transaction amount. If the consumption amount is in US dollars, there will be no foreign exchange settlement fee.
We recommend our bank’s full-currency card to you: market.cmbchina./ard/quanbika/?WT.mc_id=?Very suitable for use overseas.
If you still have questions, please add corporate QQ customer service 4008205555 or add the public account "China Merchants Bank Credit Card Center" on WeChat for detailed consultation. What kind of card does Dragon Card Global Payment Credit Card belong to?
Dragon Card Global Payment Card is valid at home and abroad, and all foreign currency transactions (including card consumption, online consumption, withdrawals, etc.) can be automatically purchased and converted into RMB and credited to Dragon Card Global For payment card RMB accounts, you only need to repay the outstanding balance in RMB according to the bill, making repayment more convenient. This global payment credit card issued by CCB has many types, including VISA/UnionPay dual logo, MASTER/UnionPay dual logo, UnionPay single logo standard platinum, UnionPay single logo titanium platinum and UnionPay single logo gold card. In addition, you can enjoy high-value aviation accident insurance of 5 million yuan for standard platinum cards, 2 million yuan for titanium platinum cards, and 1 million yuan for gold cards. After meeting the conditions for swiping the card in each card-holding year, the annual fee for that year will be waived. For details, you can log on to the CCB Credit Card website and click "Credit Card Products" to learn about the specific card rights. I already have a CCB Global Payment Credit Card, how do I apply for its supplementary card?
Each CCB Credit Card principal card can apply for up to three supplementary cards. The main cardholder has the right to apply for cancellation of the supplementary card at any time.
Application for Construction Bank Credit Card Supplementary Card:
The principal cardholder of China Construction Bank Credit Card Personal Card can download the application form online or go to the branch to pick up the application form. Fill in the main card number and supplementary card fields, and the main cardholder and supplementary cardholder sign in the signature columns of the main card and supplementary card respectively. A copy of the cardholder's ID card must also be attached, and then the application form and relevant materials must be submitted to a China Construction Bank branch.
All transaction amounts and corresponding interest, fees, etc. of the supplementary card will be credited to the main card account, and the main cardholder shall bear all repayment responsibilities; the main cardholder and the person with full capacity for civil conduct shall Supplementary cardholders are jointly and severally liable for repaying the amounts owed to the bank. Supplementary cardholders with limited capacity for civil conduct are only responsible for repaying debts incurred by the supplementary cards they hold. Can I swipe my VIP number with CCB Global Payment Credit Card?
I cannot swipe my VIP number with CCB Global Payment Card at CCB outlets.
However, this card has the function of debiting foreign currency transactions in RMB, which is very useful for repaying money. It is very convenient. You don’t have to deposit RMB in foreign currency like ordinary dual-currency cards. You can call and buy foreign exchange on the same day when you add the card. This saves you worry. If the currency you are trading is different from the foreign currency account currency of the credit card itself, this card can also You can save 1.5% of the foreign currency exchange fee and save money; when you swipe your card through the VISA channel overseas, the points for the transaction will be doubled, which is worth it!
If the poster has any other questions, you can ask. How to increase the limit of CCB Global Payment Credit Card?
The minimum credit limit of China Construction Bank’s global payment card is 20,000 RMB. The Dragon Card global payment credit card series has launched three levels: standard platinum card, titanium platinum card and gold card. Specific information needs to be reviewed to increase the amount.
Methods for CCB to increase credit limit:
1. CCB credit card fixed credit limit increase method:
If CCB credit card holders increase their credit limit for a long time, After holding the card for 6 months, you need to call the CCB Credit Card 24-hour customer hotline to apply for credit card limit adjustment. CCB will inform customers of the review results within a week based on the Bank of China credit card holders' card repayment records in the past six months. If the cardholder can provide some asset certification materials when submitting the application, he or she can obtain more information. High credit limit.
2. CCB credit card temporary credit limit increase method:
If the cardholder's existing credit limit is not enough, he can apply to the bank in advance to temporarily increase the credit limit, and CCB will increase the credit limit temporarily according to your needs. Make adjustments for you based on your credit status and card usage. If you need to temporarily increase your credit limit, you can call the 24-hour service hotline and provide relevant information as required.
The temporary credit limit is valid for up to 3 months. After expiration, your credit limit will be automatically restored to the original limit. The credit limit of the supplementary cardholder is set by the principal cardholder. If the temporary credit limit of the supplementary card needs to be adjusted, the principal cardholder must apply.
Extended answer:
For CCB Global Payment Credit Card, the approval limit for gold card and titanium platinum card is 1,000-50,000 yuan, and the standard platinum card does not exceed 200,000 yuan.
When approving the application, the bank will refer to the owner’s work nature (private, state-owned, whether it is a high-risk industry, such as KTV, etc.), income, social security, provident fund, personal tax, and personal assets (real estate, cars, etc.) , China Construction Bank's time deposit certificate, etc.), credit (whether it is overdue, whether it holds multiple bank credit cards at the same time, debt ratio, etc.), academic qualifications and other aspects to approve the limit, so no matter which bank or channel For those who apply, there is no way to know the initial credit limit of the card in advance before the approval result comes out.