Bank of China has clear rules for setting the transfer limit for mobile banking. First of all, for debit card users, the maximum single transfer limit is 50,000 yuan, and the daily cumulative transfer limit is 100,000 yuan. For credit card users, the single limit for large-value credit card online banking payments is 5,000 yuan, and the daily limit is also 5,000 yuan. The single limit for small-amount credit card online banking payments is 300 yuan, but the daily limit is the same as that for large amounts, both at 5,000 yuan.

It is worth noting that these limits are for personal online banking transactions. If the transaction amount set by the user is lower than these standards, the system will adopt the minimum limit for control. For more detailed transfer limit information, users need to refer to the "Bank of China Limited Online Banking Personal Service Business Rules". In addition, China UnionPay announced on June 8, 2015 that the inter-bank transfer service of ATM machines has been launched nationwide. Cardholders can transfer funds at any bank's ATM machine with a daily limit of 50,000 yuan. Although ATM inter-bank transfer fees are usually slightly lower than online banking and mobile banking, they are higher than over-the-counter transfers.

When transferring money, you only need to insert the bank card, enter the password, select transfer, enter the other party's bank card number, and the ATM will display part of the recipient's name to confirm the transfer recipient. After confirming that the transfer amount is correct, the transfer can be completed. This feature makes it easier for cardholders to make inter-bank transfers, but please make sure to operate in a secure environment to protect personal financial information. The above information comes from reports on People's Daily Online.