CITIC Cash's installment plan allows you to upload vouchers

CITIC Cash's installment plan requires you to upload consumption vouchers because CITIC Bank suspects that the cardholder has made abnormal purchases. If the cardholder has no abnormal consumption, he can proactively contact CITIC Bank customer service to explain the situation. If the cardholder has abnormal consumption, he needs to upload the consumption voucher as soon as possible.

Consumption vouchers: decoration vouchers, travel vouchers, shopping vouchers, etc. If the cardholder does not make a purchase, he or she needs to make the purchase as soon as possible and upload the consumption voucher to CITIC Bank. Otherwise, CITIC Bank will require the cardholder to pay off the installment amount in one go, and CITIC Credit Card Center has the right to refuse the cardholder to apply for cash installment business again.

If the cardholder applies for a larger cash installment amount, he or she can obtain a consumption voucher by purchasing a car. If the cardholder applies for a smaller cash installment amount, he or she can obtain consumption vouchers through shopping. If you have decoration needs, you can also get consumption vouchers when purchasing building materials.

CITIC Bank’s cash installment business is an additional payment provided by CITIC Bank to credit card holders, which can only be used for travel, decoration, etc. The loan is issued in cash to a debit card with the same name as the cardholder and is repaid in installments. CITIC Bank charges handling fees based on the number of installments and rates.

If CITIC Bank requires cardholders to upload consumption vouchers, cardholders need to make purchases as soon as possible and upload consumption vouchers before the last upload date of CITIC Bank.

How long does it take to receive the CITIC Bank credit card cash installment? Can the account be deposited in real time?

CITIC Bank credit card cash installment is a large-amount cash advance service. The bank provides this service to high-quality customers after reviewing it. Therefore, when people need to use large amounts of funds, they often I will handle the CITIC Bank credit card cash installment business. So, how long does it take for the CITIC Bank credit card cash installment to arrive? Can the account be deposited in real time?

The arrival time of CITIC Bank credit card cash installment is actually related to the applicant’s collection account.

1. CITIC Bank Savings Card in the Applicant’s Name

If the applicant applies for a CITIC Bank credit card cash installment, and the receiving account is a CITIC Bank Savings Card in his or her own name, then Generally, the payment can be received within 1 working day, and the fastest is real-time payment.

2. Blue card in the name of the applicant

If the applicant has a blue card and has opened it, then after applying for the CITIC Bank credit card cash installment, the bank will transfer the funds to Basically, the blue card can be credited in real time. Of course, if your application time is later, it will be credited within the next working day after you apply.

3. Deposit cards of other banks under the applicant’s name

If you apply for a CITIC Bank credit card cash installment and the funds applied for are to be transferred to a debit card of another bank under the applicant’s name, go to The settlement time is 3 working days at the latest.

In fact, after you apply for the CITIC Bank credit card cash installment, you can check whether your funds have arrived. Just check your collection account directly. If the funds have not arrived, you can call Called customer service to ask the reason.

The above is the answer to "How long does it take for the CITIC Bank credit card cash installment to arrive? Can it be deposited in real time?" It usually only takes about 1 working day at most for the CITIC Bank credit card cash installment to arrive, and in most cases it can arrive in real time.

What is the cash installment limit of CITIC Bank credit card? How to check the available loan limit?

CITIC Bank's credit card cash installment is very popular among CITIC Bank's businesses. This business has many customers, and many people will apply for this business to solve their daily consumption problems. Regarding this business, what people are most concerned about is how much they can borrow. So, what is the cash installment limit of CITIC Bank credit card? How to check the available loan limit?

What is the cash installment limit of CITIC Bank credit card?

CITIC Bank’s credit card cash installment is a large-amount cash advance loan service, and its limit is naturally not low, up to 300,000 yuan. Generally, when people apply, they need to apply for an integer multiple of 1,000.

How to check the available loan limit?

1. WeChat Inquiry

You can follow CITIC Bank’s WeChat public account, then find the “Apply for Card Installment” button in the menu bar of the public account, click it, and then select “I "I want cash", you can check your available borrowing limit on the "I want cash" interface.

2. Mobile Banking Inquiry

You can download CITIC Bank’s mobile banking app on your mobile phone, which is the “Dongka Space” APP, then log in to the APP and click on the menu bar at the bottom of the homepage. "Ai Shopping", then select "Loan Installment" on the "Ai Shopping" page, and then you can find out how much you can borrow on the "Loan Installment" page.

The above is the answer to "What is the cash installment limit of CITIC Bank's credit card? How to check the available loan limit?" CITIC Bank's credit card cash installment business limit can reach up to 300,000, but the details still depend on the applicant's comprehensive credit standing. If you want to know your specific loan limit, you can check it through the WeChat official account or mobile banking.

How to withdraw cash from CITIC Bank’s credit card cash installment?

Take CITIC Bank’s new express installment as an example: customers can withdraw cash through bank counters or ATM machines.

After the CITIC Bank credit card's new express cash application is successfully processed, CITIC will transfer the amount in cash directly to the savings card under the customer's name, and the customer can withdraw cash or use the card for consumption according to needs.

1. Apply for new fast cash installments

To apply for new fast cash installments of CITIC Bank credit cards, cardholders can apply by calling the credit card consumer credit hotline 40069-95558.

In addition, whether the new express can be processed will ultimately be subject to the CITIC system evaluation results.

2. New Kuai Cash Installment Repayment

After handling cash transfer services such as CITIC Bank Credit Card New Kuai Cash, the installment amount payable in each installment = the monthly principal repayment fee , you can be reminded based on the bill amount and date of each installment, and repay in installments to the credit card that handles the installment. The bill details can be found for the new Kuai Cash repayment details.

Extended information:

1. Conditions for applying for new express cash installments

The general conditions for applying for new express cash installments with CITIC Bank credit cards are: If you are the primary cardholder, have a good card usage record, and have no overdue repayments, the system will comprehensively determine whether you can handle the application. You can apply multiple times if you meet the conditions.

2. Xinkuaixian early repayment

Cardholders can call the CITIC Bank credit card service hotline to handle the Xinkuaixian early repayment business. Early repayment requires the remaining unpaid balance. The principal of the new quick cash must be repaid to the credit card in one lump sum, and you cannot just repay part of it in advance. When handling the early repayment business, 3% of your current unpaid principal will be charged as an early repayment fee.