Tips for increasing your credit card limit:
1. Maintain your credit. The most important point does not need to be explained.
(1) Repay the loan in full and on time;
(2) Repay the loan diligently 3 months before opening the card, and pay it back as soon as you have money.
2. Win the most times.
The number of times shows the activity level. Frequently used cards, regardless of size, more than 20 times a month.
3. The amount wins.
The amount you use on your card is too low and you still want to increase your credit limit. You can’t even use the credit limit given to you, so you still expect the bank to increase your credit limit? The monthly bill consumption is at least 30% of the total amount.
4. Continue to consume.
The billing for card consumption must be for 3 consecutive months without interruption, that is, consumption must be made every month.
5. Type wins.
Consumption type shows consumption ability.
(1) Consumption in supermarkets, shopping malls, hotels, KTVs, bars, and tea restaurants (2) Consumption on gas, airplanes, travel, and hotels;
(3) Consumption in Hong Kong, Macao, and foreign countries. (It is recommended to use Easy-Forex to trade foreign currencies. You can trade foreign exchange by activating your EasyForex account with the first brush of 300 US dollars.)
6. Mutual benefit and win-win.
(1) Pay the protection fee in appropriate installments;
(2) Withdraw cash appropriately and the bank will earn interest;
(3) Participate in activities and take the initiative to be fooled. The purpose of banks' activities is not to let you enjoy the activities, but to make a profit.
7. Persistence.
(1) Use the card for 3 or 6 months and call to raise the limit;
(2) It doesn’t matter if you are rejected, just persevere. Sometimes different customer service requests will be handled differently.
8. Temporary quota increase.
If you need to increase the quota due to short-term needs such as festivals, tourism, business trips, etc., you can apply for a temporary quota increase, which will be easier to approve.