ICBC credit card inquiry bill
Please log in to mobile banking, click the function of "Credit Card-Bill Inquiry", and you can inquire about the statement of the credit card in the last three months (the page shows the bill amount, click the arrow behind the corresponding month, and the bill details will be displayed after expansion), and click "Unbilled Bill" to inquire about the details of the unbilled bill.
(Answer time: April 22, 222. In case of business changes, please take the actual situation as the standard. )
what are the inquiry methods of ICBC's credit card bills? Five convenient ways to take stock
ICBC, also known as Cosmic Bank, is the choice for many people to apply for credit cards. As a "Cosmic Bank", its various businesses are very mature, like its credit card bill inquiry methods. So, what are the credit card bill inquiry methods of ICBC? I will introduce it to you today.
first, online banking inquiry
this method can only be used by users who have opened ICBC online banking, log in to your personal online banking, and then enter your account password according to the prompt to inquire your credit card bill.
second, wechat inquiry
you can follow the wechat public account of ICBC, click "credit card" after entering WeChat official account, and then select "inquiry bill". After the page jumps, enter "#" to inquire your bill information.
3. Inquiries about business outlets
Users can bring their ID cards and ICBC credit cards to ICBC's business outlets to find staff to inquire about credit card bills.
4. Telephone inquiry
You can call the ICBC customer service hotline at 4-669-5588 or 95588 to inquire about the bill information.
5. SMS inquiry
You can edit the SMS "CXZD## SMS bank password" with the mobile phone number reserved when handling the credit card at the beginning and send it to 95588, and you can inquire about your credit card bill information.
ICBC's credit card bill inquiry business is very complete, and there are many ways to inquire about your credit card bill. The above are some methods commonly used by everyone, and you can choose one of the above methods to inquire about your bill.
how to check the credit card statement of ICBC?
The billing statement of ICBC's credit card can be inquired in the following ways:
Online banking inquiry: log in to the official website of ICBC, click "Personal Online Banking Login", and then enter the account password according to the prompt to inquire about the status of ICBC's credit card bill.
Counter inquiry: You can go to any business outlet of ICBC, bring your ID card and bank card, and inquire the credit card bill and balance of ICBC through manual service.
online self-registration personal online banking inquiry: log in to the main interface of China Industrial and Commercial Bank and click Register. Only one card can be registered when self-registration personal online banking. According to the prompt of the bank interface, after registration, log in to the online banking, enter my account, click the statement, and check the statement according to your own needs.
you can also call the customer service phone of the bank for consultation.
ICBC's deposit interest rate is calculated according to the upper and lower limits of the deposit interest rate stipulated by the People's Bank of China. The calculation method is to multiply the deposit amount by the deposit interest rate, and the deposit interest rate shall not exceed the upper and lower limits stipulated by the People's Bank of China. Bank interest is the product of principal, deposit period and interest rate.
interest is calculated on a year-to-year, month-to-day basis. If the interest-bearing period is a whole year (month), the interest-bearing formula is: interest = principal × years (months) × years (months) interest rate; If the interest-bearing period has a whole year (month) and a fraction, the interest-bearing formula is: interest = principal × years (months) × annual (months) interest rate principal × fraction days × daily interest rate.
calculate the interest according to the actual days. That is, every year is 365 days (366 days in leap year), and every month is the actual number of days in the Gregorian calendar of that month. The interest-bearing formula is: interest = principal × actual number of days × daily interest rate.
Company Profile
China Industrial and Commercial Bank was established on January 1, 1984. On October 28th, 25, the headquarters building of China Industrial and Commercial Bank was transformed into a company limited by shares. On October 27th, 26, it was successfully listed on the Shanghai Stock Exchange and the Hong Kong Stock Exchange on the same day. ICBC takes service as its foundation, insists on creating value by service, and provides comprehensive financial products and services to 8.1 million corporate customers and more than 65 million individual customers around the world.
Consciously integrating social responsibility into development strategy and management activities has been widely praised in developing inclusive finance, supporting precise poverty alleviation, protecting environmental resources and supporting public welfare undertakings. Always focus on the main business, adhere to the source of serving the real economy, and grow together with the real economy * * * to survive, * * * to bear the wind and rain, * * * *; Always adhere to the risk-oriented, firmly hold the bottom line, and constantly improve the ability to control and resolve risks;
always adhere to the grasp and follow the operating rules of commercial banks, and strive to build a "century-old shop"; Always persist in striving for stability and innovation, continue to deepen the strategy and actively embrace the Internet; Always adhere to professional focus, develop professional business model, and forge "great craftsmen". For seven consecutive years, it has been ranked first in the sub-list of British Banker Global Bank 1, American Forbes Global Enterprise 2 and American Fortune 5 Commercial Banks, and ranked first in the British BrandFinance Global Bank Brand Value 5 list for four consecutive years.
how to check the bill with ICBC's credit card
ICBC's credit card can check the personal bill in the following ways.
1. Inquiry at outlets:
Cardholders bring their ID cards and credit cards to ICBC outlets to directly inquire about credit card bills.
2. Telephone inquiry:
The cardholder dials the customer service hotline of ICBC 95588, and can inquire about the credit card bill according to the voice prompt. If the details or some parts of the statement are unclear or in doubt, it can be transferred to the manual service for further inquiry.
3. SMS inquiry:
Cardholders can edit the SMS "CCZD#4" with the mobile phone number registered at ICBC when handling credit cards, and send it to 95588, then they can inquire about credit card bills.
How to inquire about ICBC's credit card bill
Credit cards have almost become a necessary plaything for wage earners, and it is common to have several employees. Credit cards are very convenient to use, but many times they are always confused by billing date and repayment date. Let's take a look at how to inquire about ICBC's credit card bill.
1. query of outlets. Cardholders can carry their personal ID cards to ICBC outlets to inquire about the credit card running bills of the last six issues.
2. Telephone inquiry. The cardholder only needs to call ICBC's customer service number 95588 and follow the prompts in the voice menu to inquire about the credit card bill. If there is still something unclear, you can turn to the manual service to ask.
3. wechat query. Cardholders can pay attention to ICBC's WeChat WeChat official account and check the credit card bill on ICBC's WeChat WeChat official account.
4. mail inquiry. Cardholders can apply for opening email service through online banking or ICBC's credit card service hotline. After binding the email address, they can receive the credit card bill of the month in the email address.
5. The bank sends the credit card bill. The bank will send you a paper bill regularly every month, which contains the transaction details of your last billing cycle (if you need the previous bill, you can ask the customer service to reissue it for you).
6. The cardholder goes to the bank counter to apply for auditing. Cardholders can also choose to go to the ICBC counter and ask the bank counter staff to print the bill for you.
The above is the introduction of how to inquire about ICBC's credit card bill, and I hope it will help you.
how to inquire about the monthly repayment amount of ICBC's credit card
1. The repayment amount of credit card can be inquired according to the credit card bill or online banking, and at the same time, the last repayment date and the transaction details of this period can be found. If you want to inquire about the transaction details that have not been billed, you can only log in to ICBC credit card online banking to inquire.
2. ICBC can insert the credit card into the ATM with the UnionPay logo after repayment, and check the personal account information. If the available credit line has been restored, it indicates that the repayment has been successful.
3. Make repayment inquiry through ICBC's credit card customer service hotline, which is not limited by time and place. You can inquire about your available balance through independent voice or check whether the repayment is successful manually.
Extended information:
Credit cards have two concepts: billing date and repayment date (also called the last repayment date). The billing date is the date when the transactions in a billing cycle are settled, and the repayment date is a repayment period. Because you can't restore your contact with the customer service, you can't rule out that you misunderstood the explanation of the customer service staff or that the customer service staff's statement was unclear or even incorrect.
the repayment date is mainly used by the bank to judge whether the cardholder has a malicious overdraft tendency and to judge the cardholder's economic situation. Therefore, repayment after the final repayment date will inevitably lead to overdue records. Whether this record can be changed from the central bank requires you to further negotiate with the issuing bank.
overdue repayment refers to the situation that the final repayment period stipulated by the bank is exceeded and the consumed money is not deposited in the designated account in full and on time. Overdue will generate interest and affect credit information, and will be severely punished and imprisoned.