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What kind of credit card is better?
Better credit cards include DIY card+international student card, China Merchants Bank Platinum card+China Merchants Bank Xiaobai card, and China Eastern Airlines Pudong Development Co-branded credit card. 1, DIY card+international student card

These two cards are typical cards in Guangfa Credit Card, also called set cards. The redemption mileage of foreign student cards is 20: 1. DIY card can triple points in catering, shopping and travel, and the combination of the two can realize 6.6: 1 mileage exchange, which is beyond the reach of many platinum cards. So this deck is also called magic card. Can be exchanged for miles of Air China, China Southern Airlines, China Eastern Airlines and AirAsia.

2. China Merchants Bank Platinum Card+China Merchants Bank White Card

The platinum card here recommends the classic white of China Merchants Bank. On classic Xiaobai's birthday, there are 10 times points, and more points can be deducted or redeemed for mileage. China Merchants Bank Xiaobai Card is a co-branded card recently launched by China Merchants Bank and Jingdong Finance. A major feature of this card is that you can get 65,438+00 times points on Wednesday through JD.COM Express Payment.

3. China Eastern Pudong develops a joint credit card

China Eastern Airlines co-branded cards are divided into three grades: Gold Card/Titanium Card/Platinum Card. Annual fee: platinum card annual fee 1.500 yuan, titanium card annual fee 480 yuan. Both of them are free of annual fees, and the gold card is free of annual fees. Redemption rules: Platinum Card: 10 yuan = 1 Oriental Miles Points; Titanium card: ¥ 14 = 1 Oriental Miles integral; Gold card: RMB 15 = 1 Oriental Miles points; ?

4. Guangfa Nanzhu Credit Card

This card can not only accumulate regular mileage for China Southern Airlines, but also redeem mileage by swiping the card. Jinpuka 14 yuan = 1 mileage, Platinum Card 10 yuan = 1 mileage, and value-added Platinum 7 yuan 1 mileage. At the same time, the Golden Card Business Travel Double Mileage Award, Platinum Card Business Travel and Overseas Points Consumption Double Mileage.

5. Phoenix with CITIC Air China Credit Card

This card has several grades: Puka, Gold Card, Platinum Card, Titanium Card and World Card. In terms of mileage exchange, the world card 8 yuan ratio =1km; Platinum card, titanium card 10 yuan =1km; Gold card: 15 yuan =1km; Puka: 18 yuan = 1 km.

In addition to exchanging points for miles, this card also has good air delay insurance. Puka Gold Card will pay RMB 1000 for four hours delay, Platinum Card will pay RMB 1000 for two hours delay and World Card will pay RMB 5,000 for two hours delay.

Expand the data 1 and choose a bank with many outlets, which is also convenient for doing business. China Merchants Bank and Bank of Communications are preferred, with many outlets, low card threshold and higher quota than other banks, and their online banking, mobile banking, WeChat and other services are also very good.

2. Choose a credit card according to your own needs. For example, if you spend more money shopping in the supermarket, you can choose a supermarket co-branded card and enjoy credit card discounts; If the frequency of business trips is relatively high, it is suitable for handling airline co-branded cards or hotel co-branded cards.

3. Choose the card level according to your actual situation. If you have a good financial situation, you can apply for a platinum card directly. If it is general, it is best to apply for a general card.