Each user (ID dimension) can enjoy a free cash withdrawal limit of 1 0,000 yuan for life, and the excess will be charged at the bank interest rate. The current rate is 0. 1%, and the minimum charge for each transaction is 0. 1 yuan. Functions such as WeChat red envelope, face-to-face payment and AA collection are not affected, and no handling fee is charged.
From March 20 16 1 day,
Each person has a total of 1000 yuan (withdrawal amount) for free withdrawal.
After exceeding the limit, a handling fee of 0. 1% (one thousandth) of the cash withdrawal amount will be charged.
If the single handling fee is less than 0. 1 yuan, it will be charged at 0. 1 yuan.
How can we avoid the handling fee for large cash withdrawals?
1. Wechat has functions such as payment, transfer and red envelope besides cash withdrawal.
There is no handling fee of any kind.
We all know that WeChat has a credit card repayment function.
We can use this function to avoid handling fees.
Wechat change to credit card, no handling fee.
As for the credit card overflow limit, there is generally no charge for withdrawal.
Even if it is charged, it will be much cheaper than the handling fee for WeChat withdrawal.
2. WeChat official receiving code.
Wechat searches for "small collection books" and applies for the official collection code.
Wechat official will express the receipt code, QR code sticker and other materials to you.
After the application is successful,
Friends can collect money from each other through the official collection code.
Realize free cash withdrawal.
The official receipt code can be withdrawn free of charge at most every day 10000.
A single free withdrawal of up to 500,
But also can accumulate the free cash withdrawal amount.
3. Open the change pass,
Put all the money in the change slip,
Can be directly used when needed,
There is no handling fee for transferring from bank card to change card and then out.
Pay attention to choose the change pass when paying!