Ping An Bank Credit Card: You can invite friends to apply for Ping An Bank Credit Card through online banking.

The process for inviting friends to apply for a Ping An Bank credit card:

1. The recommender must be a Ping An Bank principal cardholder. Non-Ping An Bank cardholders can first successfully apply for Ping An Credit Card activation And then invite after the first brush.

Operating environment: Xiaomi mobile phone (version number: MIUI12.5.9 version)

2. Log in to the Ping An Pocket Bank APP on your mobile phone, and enter according to the prompts through "Credit Card Application" and "Recommended Card Application" Recommend your friend's name, mobile phone number, and email address. Enter the verification code displayed on the page and follow the prompts.

3. When recommenders share recommendation information, they need to ensure that the mobile phone number entered is the mobile phone number reserved by Ping An Bank, or that the system has automatically brought out the recommender information, otherwise it will affect the recommendation data statistics.

4. The recommender can check the recommendation progress through the activity page in the Ping An Pocket Bank APP → Credit Card Channel, or search for "Invite New People with Gifts" in the Pocket APP to enter the invitation inquiry page.

5. The recommended person must be a new customer who has never held a main credit card of Ping An Bank (including the former Shenzhen Development Bank) or a customer who has canceled the Ping An Credit Card for more than 1 year.

6. The recommended person needs to apply for a Ping An credit card through the exclusive card application portal shared by the recommender.

: Things to note when using credit cards

1. Ensure on-time repayment.

The most important thing when using a credit card is to repay the debt on time. Otherwise, if the overdue debt is not paid for a long time, it will affect the personal credit record with the central bank. Once the personal credit record is stained, future applications will be blocked. Credit cards or applying for loans can cause trouble. Repayment is also very simple now. Everyone must remember the repayment time and remind yourself to repay on time.

2. There must be a plan when using the card.

Friends who have just received a credit card may not be able to control their desire to spend, but no matter how short of money they are, don’t empty the credit limit at once, as this will easily get the card blocked. Every credit card purchase must be repaid on time. Remember to spend within your ability.

3. Say goodbye to the "sleep card".

A "sleep card" is a credit card that is basically not used all year round. Once you get a card, put it in your wallet and ignore it. Many people may think that as long as the credit card is not activated, there is no annual fee, and there will be no fees if you don't use it. This idea is wrong. There is a high possibility that a sleep card will incur an annual fee, especially a sleep card that has been activated. Therefore, if you have a credit card that you don’t use frequently, it’s best to cancel it in time.

4. Don’t have too many credit cards.

Many novices like to apply for multiple credit cards in a short period of time. In fact, this method is not feasible. If you apply for multiple credit cards at the same time, your credit will be checked multiple times. In this way, you will be rejected by the bank during the application process. The bank will think that you are particularly short of money recently and there is a risk that you will not be able to repay.