Which credit card is better for car owners? Car owners’ credit cards from all banks!
More and more people are buying cars now. It is said that buying a car is easy but maintaining a car is difficult. After buying a car, you still have to face a lot of things to maintain the car, which is not only troublesome but also expensive. But if you have a car owner's credit card, it will not only help you when you need money urgently, but you can also enjoy the related rights and interests of the car owner's card, which can be said to be quite cost-effective. So which bank is better for car owners to choose for their card? Let me introduce it to you.
1. China Merchants Bank CarCard Car Credit Card
China Merchants Bank CarCard Car Credit Card is a gold card set specially customized for car owners. It is divided into two parts: standard large card and special-shaped small card. The annual fee is 300 yuan/year, but most of China Merchants Bank’s banks waive the annual fee in the first year. If you swipe the card 6 times, you can waive the annual fee for the next year.
You can enjoy cash back on gas with China Merchants Bank CarCard, which is 3% on weekdays and 5% on Fridays. According to the existing points rules, you can get an additional 50% points!
2. CCB Long Card Car Card
Of course CCB also has car cards. CCB’s Long Card Car Card has MasterCard version and VISA version. The annual fee for the gold card is 200 yuan/year, and the annual fee for the supplementary card is 200 yuan/year. The fee is 100 yuan/year, and the annual fee is waived for the first year. If you use it 3 times, you can waive the annual fee for the next year.
The CCB Longka Auto Card offers points redemption for fuel, free roadside assistance and discounted car wash services. If you have a platinum card, the car wash fee is completely free if it is less than 40 yuan, and the part above 40 yuan can be paid with points.
3. Ping An Car Owner Card
I believe many people are familiar with Ping An Bank’s Car Owner Card. It is a gold-level card, and it also has two versions: MasterCard and UnionPay. The first is The annual fee is 200 yuan, and if you swipe the card for 30,000 yuan, the annual fee will be waived for the next year.
With the Ping An Car Owner Card, you can enjoy services such as 12% off on refueling, protection for all vehicle personnel, nationwide free roadside assistance, and complimentary insurance. Ping An's insurance is also one of its major advantages.
4. CITIC Standard Car Owner Card
CITIC Bank’s car owner card has two levels: gold card and platinum card. The annual fee for the gold card is 200 yuan/year, and the annual fee for the platinum card is 480 yuan/year, and the annual fee for the premium platinum card is 2,000 yuan/year. The annual fee for the Platinum Card is a rigid annual fee, and there is no annual fee exemption policy. New Gold Card users can waive the annual fee for the first year, and the annual fee for the following year will be waived with 5 card payments.
The CITIC Standard Car Owner Card Gold Card has an 8% cash back reward for refueling, the Platinum Card elite level has a 10% rebate, and the Platinum Premium Card has a 15% rebate; there are also unlimited roadside assistance services, 0 yuan car wash activities and 1 yuan airport parking, etc.
5. GF Car Owner Card
There are many versions of GF Car Owner Card. The annual fee for single-currency regular card is 40 yuan, the annual fee for single-currency gold card is 80 yuan, and the annual fee for dual-currency regular card is 80 yuan. The annual fee is 90 yuan, and the annual fee for dual-currency gold card is 260 yuan. The annual fee is waived in the first year, and the annual fee for the next year is waived by swiping the card 6 times.
Up to 360 yuan cash rebate or 5 times points for refueling, there are also free roadside assistance, free high-value accident insurance and fuel cards for new customers.
6. Minsheng Cheche Credit Card
Minsheng Cheche Credit Card has three types: gold card, platinum card and luxury platinum card, which are somewhat similar to CITIC’s. The gold card has an annual fee of 300 yuan, which is waived in the first year, and is waived for the next year if you swipe the card 5 times; the standard platinum annual fee is 600, which is waived for the first year, and it is waived for the next year if you spend 18 times or 50,000 yuan; the deluxe platinum is 3,600 yuan per year.
Here we introduce to you the car owner cards of 6 common banks. Of course, these are not the only car owner cards, but there are also Changxing Huaxia Credit Card of Hua Xia Bank, ICAR PLUS Credit Card of ICBC, and BOC Great Wall Global Idriving Card. You can enjoy related rights and interests such as car cards, so hurry up and apply for one!
Which credit card is better for car owners to know after careful comparison
Although our country is not yet a big car country, it can be said that small cars have entered thousands of households and become the first choice for people to travel. Necessary transportation. Many credit card users are also car lovers, and various banks also offer various credit cards related to car services. So which credit card is better for car owners? Today I’m going to take stock of the features of various types of credit cards for car owners.
The main credit cards for car owners currently on the market include the following:
1. China Petroleum Card of Industrial and Commercial Bank of China. Car owners need to purchase third-party liability insurance provided by Anbang Insurance to apply for a China Petroleum Card.
Its cooperative merchants are China Petroleum gas stations and can enjoy a 3% refueling subsidy;
2. China Construction Bank’s Longka Auto Credit Card. The car dragon card credit card issued by China Construction Bank is more difficult to apply for, and the discounts for car owners are not so attractive. The owner of this card can enjoy the car wash service of 15 yuan each time from the cooperative car service provider, and it is settled on a quarterly basis. However, if the consumption in this quarter is less than 6 transactions or 2,000 yuan, he cannot continue to enjoy it. The card's annual fee of 200 yuan/year is not cheap, but its card points can be exchanged for gasoline;
3. China Merchants Bank Auto Card. China Merchants Bank Auto Card can get 3% cash back when refueling at designated gas stations of PetroChina or Sinopec, and on Friday, this discount will be increased to 5%. At the same time, as long as the card is swiped 6 times a year, the annual fee for the whole year can be waived;
4. Bank of Communications Car Owner Credit Card. The Bank of Communications Car Owners Credit Card will offer a 5% discount every Friday for car owners to refuel, and the discount every Friday will not exceed 25 yuan, and the monthly discount will not exceed 100 yuan. At the same time, most of the partners are PetroChina. Main;
5. Industrial Bank Rider Credit Card. If you swipe this credit card 5 times, the annual fee will be waived. At the same time, you can also enjoy unlimited nationwide 100km free towing service, 30-minute quick repair service, and 3-liter free oil delivery service;
6. Guangfa Bank Car Owner Card. As long as you swipe the card 6 times, the annual fee will be waived. At the same time, card owners can also enjoy free roadside assistance within 100km and 30-minute on-site quick repair service. In addition, they can also enjoy 3 free oil rescue services per year, with an oil volume of 10 liters, and you can also get 1% cash back at partner gas stations.
7. Ping An i-Car Credit Card. When refueling at cooperative gas stations, you can enjoy a 2% discount, free roadside assistance within 100km, and an aviation accident insurance with an insurance amount of 2 million.
What are the credit cards suitable for people who own cars
Credit cards not only allow for overdraft consumption, but also have many privileges and benefits. Different credit cards are suitable for people with different needs. Here are a few recommendations: Credit cards suitable for car owners:
1. Agricultural Bank of China ETC Credit Card
Each region has its own ETC card, which offers discounts on highway tolls and a free OBU, which is suitable for frequent highway trips. car owner.
2. Ping An Car Owner Card
There are two levels: gold card and platinum card. Holding the card enjoys a 12% discount on daily refueling, insurance protection for all vehicle owners, and free roadside assistance nationwide. Serve.
3. China Construction Bank Car Card
The credit card points provide discounts on oil changes, discounted car wash services, and free roadside assistance, which is more suitable for most car owners.
4. China Merchants Bank CarCard
You can enjoy cash rebates when you reach designated gas stations and refuel at designated gas stations. It is 3% on weekdays and 5% on Fridays. The annual fee is waived by swiping the card. It’s nothing. pressure.
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That’s it for the introduction of what credit cards are good for cars.